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Top 150 Debt Questions from the IVA Forum
Active Topics on IVA Forum
TitlePostsViews
experianexperian (by: TheMatrix) 12 182
A charge on the lease of my businessA charge on the lease of my business (by: MelanieGiles) 2 17
unwilling to part with inheritanceunwilling to part with inheritance (by: MelanieGiles) 6 129
Paymex (Blair Endersby) VAT issuePaymex (Blair Endersby) VAT issue (by: MelanieGiles) 7 141
Would you be made bankrupt for failing IVA ?Would you be made bankrupt for failing IVA ? (by: brokebryn) 3 14
which company ?which company ? (by: MelanieGiles) 2 10
No mention on Experian of me having been on an IVA ?No mention on Experian of me having been on an IVA ? (by: MelanieGiles) 2 12
IVA cant conclude because of legal dispute over VAT ?IVA cant conclude because of legal dispute over VAT ? (by: helenwaters) 85 2952
Its here, its here, its here!!!Its here, its here, its here!!! (by: kallis3) 14 253
I cannot afford to pay 2 missed monthsI cannot afford to pay 2 missed months (by: kallis3) 8 139
Creditors meeting 15th Feb 11:40amCreditors meeting 15th Feb 11:40am (by: kallis3) 12 134
Creditors meeting tomo!Creditors meeting tomo! (by: susan.t) 54 522
Hi, I took out an IVA with Payplan in 2006Hi, I took out an IVA with Payplan in 2006 (by: Foggy) 7 112
IVA closed July 2011 but possible redundancy money will go to creditorsIVA closed July 2011 but possible redundancy money will go to creditors (by: Foggy) 21 443
full and finalfull and final (by: Hellyp) 1 43
f&f meetingf&f meeting (by: MRBLUESKY) 6 83
Can I have some help please  ?Can I have some help please ? (by: luluj) 4 63
Hi Can you open a plc bank account whilst in a IVA ?Hi Can you open a plc bank account whilst in a IVA ? (by: Foggy) 2 34
Is this reasonable?Is this reasonable? (by: dixie002) 4 116
IVA help pleaseIVA help please (by: mEdz) 9 168
Will I have to pay all additional income into my IVA ?Will I have to pay all additional income into my IVA ? (by: Michael Peoples) 4 98
Full and Final OfferFull and Final Offer (by: nepensioner) 8 558
we are considering an IVA, but we are in the middle of a litigation claimwe are considering an IVA, but we are in the middle of a litigation claim (by: Michael Peoples) 3 52
Complex IVA problemComplex IVA problem (by: Michael Peoples) 16 302
Car, fridge etc...Car, fridge etc... (by: Gareth) 21 475
A few questionsA few questions (by: Rosepetal) 9 143
Is it normal to pay council tax over 12 months ?Is it normal to pay council tax over 12 months ? (by: kallis3) 27 330
fourth year release?fourth year release? (by: kallis3) 27 486
Grant Thornton  VAT refunds and case closureGrant Thornton VAT refunds and case closure (by: orchid5) 33 662
Full & FinalFull & Final (by: kallis3) 4 85
b*****y cars!!!b*****y cars!!! (by: plasticdaft) 21 261
Stupid question?Stupid question? (by: lesley) 7 171
Last payment made!!Last payment made!! (by: lesley) 17 295
Have GT disappeared off the radar ??Have GT disappeared off the radar ?? (by: vince666) 30 807
IVA  variation  DMPIVA variation DMP (by: MelanieGiles) 15 168
F & FF & F (by: MelanieGiles) 4 117
IVA ProcessIVA Process (by: MelanieGiles) 5 128
Variation Meeting QuestionVariation Meeting Question (by: brokebryn) 12 219
mis advised IVAmis advised IVA (by: plasticdaft) 3 148
Hi I clearly need an iva but am petrified taking the stepHi I clearly need an iva but am petrified taking the step (by: kallis3) 574 11286
Creditors refusing to change status from defaultCreditors refusing to change status from default (by: TheMatrix) 8 198
Prepaid MastercardPrepaid Mastercard (by: kallis3) 21 305
DefaultDefault (by: kallis3) 6 344
Company credit cardCompany credit card (by: kallis3) 10 134
Being a trustee to my nephews estateBeing a trustee to my nephews estate (by: Dan.47) 6 135
Selling a propertySelling a property (by: kallis3) 7 142
Rebuilding Credit FileRebuilding Credit File (by: artemischild) 11 203
Full and final offerFull and final offer (by: Rosepetal) 14 460
Full and final questionFull and final question (by: Rosepetal) 5 116
1% stake, what am I entitled to ?1% stake, what am I entitled to ? (by: inneedofhelp) 5 123
Due to change in circumstances can redundancy money be used for F&F offer ?Due to change in circumstances can redundancy money be used for F&F offer ? (by: MelanieGiles) 3 62
I panicked and paid to stop bailiffs arrivingI panicked and paid to stop bailiffs arriving (by: MelanieGiles) 3 145
House ValuationHouse Valuation (by: MelanieGiles) 21 291
Worried about having to surrender ill health payoutWorried about having to surrender ill health payout (by: MelanieGiles) 3 126
VAT Issue and the Self EmployedVAT Issue and the Self Employed (by: MelanieGiles) 2 101
Does an IVA have to deal with all debts?Does an IVA have to deal with all debts? (by: MelanieGiles) 6 166
GT say it will take 6 months to issue certificate of completionGT say it will take 6 months to issue certificate of completion (by: vince666) 47 1617
Blog of the week winnerBlog of the week winner (by: Julie) 553 24749
Loss of child benefit  Higher rate tax payersLoss of child benefit Higher rate tax payers (by: plasticdaft) 16 301
Renting a property & credit checkRenting a property & credit check (by: isseymyake) 10 289
f&ff&f (by: parjay) 3 72
My former partner and i split recentlyMy former partner and i split recently (by: Tina S) 3 64
Will this offer be enough for F&F settlement ?Will this offer be enough for F&F settlement ? (by: kazzafunk) 6 125
Hello Melanie  Thank you for your recent adviceHello Melanie Thank you for your recent advice (by: MelanieGiles) 2 115
whats the VAT issuewhats the VAT issue (by: Tina S) 2 119
Does house count towards assets ?Does house count towards assets ? (by: Tina S) 3 57
Will IVA with F&F settlement show on credit file for full 6 years ?Will IVA with F&F settlement show on credit file for full 6 years ? (by: Tina S) 3 80
What happens now? Freeman Jones...What happens now? Freeman Jones... (by: Freeman Jones) 10 173
Top up loan with credit union ?Top up loan with credit union ? (by: Tina S) 4 100
Angry and frustrated with customer service and the way Im treatedAngry and frustrated with customer service and the way Im treated (by: Tina S) 6 186
Hi, my variation meeting to be held today was postpondHi, my variation meeting to be held today was postpond (by: Bazza5070) 80 1756
New Job with Car AllowanceNew Job with Car Allowance (by: Tina S) 4 120
Council Tax RefundCouncil Tax Refund (by: mumofthree) 8 118
Is business in any risk due to partners IVA ?Is business in any risk due to partners IVA ? (by: kallis3) 2 43
Car InsuranceCar Insurance (by: kev59) 10 115
mishandled IVAmishandled IVA (by: MelanieGiles) 10 234
Will closing be backdated to last payment ?Will closing be backdated to last payment ? (by: MelanieGiles) 7 181
Ireland debtIreland debt (by: MelanieGiles) 3 83
should I bother?should I bother? (by: MelanieGiles) 9 245
Is letter saying Invocas have ceased IVAs genuine ?Is letter saying Invocas have ceased IVAs genuine ? (by: MelanieGiles) 8 228
Final YearFinal Year (by: coupleplus1) 10 202
Equifax Have Not Removed IVA from my FileEquifax Have Not Removed IVA from my File (by: Vicki.29) 20 256
Could you please give someadvice? I am to  lose my homeCould you please give someadvice? I am to lose my home (by: Foggy) 23 447
Could anyone please give me any advice ?Could anyone please give me any advice ? (by: plasticdaft) 11 386
Full & Final PaymentFull & Final Payment (by: KJJ) 5 110
Can I just checkCan I just check (by: antm) 10 164
can my husbands tools be repossessed ?can my husbands tools be repossessed ? (by: kazzafunk) 7 163
Grant Thornton customer servicesGrant Thornton customer services (by: kallis3) 51 1888
Credit Score After IVACredit Score After IVA (by: TheMatrix) 17 417
Home InsuranceHome Insurance (by: orchid5) 12 241
Not got a clue on how to offer a F&FNot got a clue on how to offer a F&F (by: wannabedj) 7 193
I should have one payment left to make on my IVA.I should have one payment left to make on my IVA. (by: kallis3) 5 137
payrisespayrises (by: kallis3) 35 596
Change Case Officer?Change Case Officer? (by: kallis3) 14 348
My son in law is trying to set up a business accountMy son in law is trying to set up a business account (by: MelanieGiles) 3 77
Can monies from reclaimed PPIs be used in a F&F offer ?Can monies from reclaimed PPIs be used in a F&F offer ? (by: MelanieGiles) 4 138
HOLIDAY PAY UPLIFTSHOLIDAY PAY UPLIFTS (by: MelanieGiles) 3 150
if you are in an iva and you are in a car accidentif you are in an iva and you are in a car accident (by: MelanieGiles) 4 113
Am I responsible for my soon to be exhusbands debts ?Am I responsible for my soon to be exhusbands debts ? (by: MelanieGiles) 3 65
Clearing credit report from Experian ?Clearing credit report from Experian ? (by: kallis3) 2 64
hi  my iva was with a company that ended up going underhi my iva was with a company that ended up going under (by: MelanieGiles) 3 162
McCambridgeDuffy amazing service.McCambridgeDuffy amazing service. (by: lesley) 13 250
A question re Grant Thornton closuresA question re Grant Thornton closures (by: herbekj) 30 1018
Can an absent creditor appeal ?Can an absent creditor appeal ? (by: Peter.w) 10 232
Last 3 paymentsLast 3 payments (by: Struzzo39) 17 349
How to pay the IVA?How to pay the IVA? (by: Struzzo39) 9 206
Ready to sign for the chance fresh start!Ready to sign for the chance fresh start! (by: Struzzo39) 22 393
Karol. Any update about my completion certificate?Karol. Any update about my completion certificate? (by: vince666) 2 115
IVA company not happy with closingIVA company not happy with closing (by: lem) 3 171
Equity and F&F ??Equity and F&F ?? (by: kallis3) 2 96
How would investment in my company affect my IVA ?How would investment in my company affect my IVA ? (by: kallis3) 2 45
Full & Final Settlement  how to work out offerFull & Final Settlement how to work out offer (by: RuMa) 12 275
Hurrah CompletedHurrah Completed (by: Struzzo39) 12 311
What happens if I am due a PAYE tax refund ?What happens if I am due a PAYE tax refund ? (by: kallis3) 15 321
Early Settlement HelpEarly Settlement Help (by: Andy Davie) 7 237
a little annoyeda little annoyed (by: kallis3) 14 456
AgreedAgreed (by: Struzzo39) 12 391
Do you think creditors will accept £9000 so they get their money early ?Do you think creditors will accept £9000 so they get their money early ? (by: MelanieGiles) 3 144
ConfidentialityConfidentiality (by: MelanieGiles) 9 424
PractitionersPractitioners (by: MelanieGiles) 9 176
Help!!!Help!!! (by: MelanieGiles) 9 131
I owe £9000 to my friend. will they cover that in an IVA ?I owe £9000 to my friend. will they cover that in an IVA ? (by: MelanieGiles) 3 137
IP  IVA feesIP IVA fees (by: langerbridge) 8 173
Will there be an outstanding amount that I will be liable for ?Will there be an outstanding amount that I will be liable for ? (by: benjiboy) 11 186
Equity release or 12 additional payments?Equity release or 12 additional payments? (by: brokebryn) 20 400
Clearing up Credit FIle  AdviceClearing up Credit FIle Advice (by: plasticdaft) 13 261
Proposals are here !Proposals are here ! (by: plasticdaft) 11 198
Mortgage after F&F offer completedMortgage after F&F offer completed (by: plasticdaft) 11 192
hi, I am in the final stages of hopefully setting up an IVAhi, I am in the final stages of hopefully setting up an IVA (by: kallis3) 14 216
1st review1st review (by: plasticdaft) 8 207
No mortgage until 2 years out of IVA ?No mortgage until 2 years out of IVA ? (by: plasticdaft) 8 266
My MessMy Mess (by: Struzzo39) 20 289
Screwed up?Screwed up? (by: Struzzo39) 12 361
Such a struggleSuch a struggle (by: plasticdaft) 9 222
Scared of my IVA failingScared of my IVA failing (by: plasticdaft) 12 274
hi all, new to thishi all, new to this (by: Rosepetal) 14 266
BailffsBailffs (by: MerlinL14) 20 369
PayPlanPayPlan (by: langerbridge) 192 4307
Uncertainty with regards to VAT ?Uncertainty with regards to VAT ? (by: MelanieGiles) 25 549
help pleasehelp please (by: MelanieGiles) 3 179
Hello  A little advise please:Hello A little advise please: (by: Foggy) 12 258
AGHHHHHHAGHHHHHH (by: kazzafunk) 6 172
I completed an IVA in July 2009, now looking to possibly buy a houseI completed an IVA in July 2009, now looking to possibly buy a house (by: lesley) 8 184
Job ChangeJob Change (by: orchid5) 7 148
We are in the final year (Hurray!) what happens now?We are in the final year (Hurray!) what happens now? (by: lesley) 4 125
Full and Final   WillFull and Final Will (by: MelanieGiles) 9 221
How do I stand about redundancies ?How do I stand about redundancies ? (by: MelanieGiles) 2 84
Dreaded!! Belly Turnover IVA Review 4th Year InDreaded!! Belly Turnover IVA Review 4th Year In (by: tobymoz) 13 424
Should I go BR?Should I go BR? (by: rachelwilsonuk) 8 165
Time has flownTime has flown (by: Navydog) 6 145

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