Frugal Friends is a way for people to come together and share their financial wisdom and thoughts on living on a budget. It is for anyone who wishes to get more for their money, people who may attend include:
		-people on a tight income -people who wish to save more -people considering bankruptcy or iva -people in an bankruptcy of iva -people who have completed bankruptcy or an iva and wish to share their experiences

The meeting size is small (approx 5-15 people) and the setting casual (usually a bar or lounge).

The meeting lasts an hour or so and is quite casual. Topics can include:

-how to find the best bargains in the shops
-how to generate more income (e.g. getting a tenant, selling on ebay, keeping chickens, pedigree dogs!)
-how to create a keep a budget
-how to cope emotionally when under financial stress
-how to deal with social occasions when other people are spending money and you cannot (useful excuses, etc)
-how to give presents that are financially cheap but are emotionally invaluable (and possibly much better than any other present you could give)
-how you and your family can enjoy yourself on a budget (economic holidays, activities)

The meetings are non-solicitation and are for people to help each other. Experts from the popular iva.co.uk forum sometimes come along to add their thoughts.

Everyone is welcome.

Frugal Friends meetings are sponsored by Melanie Giles

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