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FRUGAL FRIENDS
  > How to get the most out of life when living on a budget

Frugal Friends is a way for people to come together and share their financial wisdom and thoughts on living on a budget.

It is for anyone who wishes to get more for their money, people who may attend include:

 

-people on a tight income
-people who wish to save more
-people considering bankruptcy or iva
-people in an bankruptcy of iva
-people who have completed bankruptcy or an iva and wish to share their experiences

The meeting size is small (approx 5-15 people) and the setting casual (usually a bar or lounge).

The meeting lasts an hour or so and is quite casual. Topics can include:

-how to find the best bargains in the shops
-how to generate more income (e.g. getting a tenant, selling on ebay, keeping chickens, pedigree dogs!)
-how to create a keep a budget
-how to cope emotionally when under financial stress
-how to deal with social occasions when other people are spending money and you cannot (useful excuses, etc)
-how to give presents that are financially cheap but are emotionally invaluable (and possibly much better than any other present you could give)
-how you and your family can enjoy yourself on a budget (economic holidays, activities)

The meetings are non-solicitation and are for people to help each other. Experts from the popular iva.co.uk forum sometimes come along to add their thoughts.

Everyone is welcome.

Frugal Friends meetings are sponsored by Melanie Giles
 

PREVIOUS FRUGAL FRIENDS EVENTS
  > Old frugal friends events organised by IVA.co.uk

BIRMINGHAM FRUGAL FRIENDS CLUB
Britannia hotel,Union St, Birmingham B2 4RX, 7pm
 
Birmingham 29th of March 2008, 7PM

This was our best ever attended frugal friends meeting,kindly sponsored by Melanie Giles,where 15 forum members enjoyed a drink,buffet and friendly conversation.
Frugal friends meetings are sponsored by Melanie Giles

Click here to find out more about the Birmingham Frugal Friend

MANCHESTER FRUGAL FRIENDS CLUB
Britannia Hotel, Manchester, 25th February, 7pm
 
Our best attended frugal friends to date with a mixture of forum
members and experts.The evening covered all areas of finance and was
enjoyed by all.
Click here to find out more about the Manchester Frugal Friend

CARDIFF FRUGAL FRIENDS CLUB
Marriott hotel Mill Lane, Cardiff, CF10 1EZ, 10th Dec, 7pm
 
This frugal friends meeting was very kindly hosted by Melanie Giles
and included some of our forum experts.All current issues regarding
insolvency were discussed in a relaxed and friendly atmosphere.
Click here to find out more about the Cardiff Frugal Friend

 READING FRUGAL FRIENDS CLUB
Malmaison Hotel, Reading, 12th November, 7pm
 

This month, Frugal Friends came to Reading. Hosted as always by Andy Davie, the meeting took place on the 12th November at the Malmaison Hotel on Station Road.

The event had a great turnout, with forum members and experts meeting up face to face to talk about the latest debt issues and to share

their money saving tips,with drinks and snacks provided by IVA.co.uk.

Click here to find out more about the Reading Frugal Friend

 IVA.CO.UK BRISTOL FRUGAL FRIENDS CLUB
Express Holiday Inn, 8th October, 7-10pm
 
Providing face-to-face discussions on debt management and careful money management, IVA.co.uk’s Frugal Friends Club gives forum members the chance to discuss debt issues and money tips in a relaxed and informal environment, taking place in a different city each month. This meeting took place in Bristol at The Express Holiday Inn.

Click here to find out more about Bristol Frugal Friends

 IVA.CO.UK BIRMINGHAM FRUGAL FRIENDS CLUB
Britania Hotel, 4th September, 7-10pm
 
Longstanding forum members met up with Andy Davie in Birmingham for an informal discussion about their personal experiences of debt, with the perils of consolidation loans and creditor scare tactics two of the hot topics debated.

Click here to find out more about Birmingham Frugal Friends

 LONDON FRUGAL FRIENDS CLUB
Central Park Hotel, 3rd July 2007
 
The second Frugal Friend’s Club saw Andy Davie and co. meeting up for another round of drinks and debate, this time in London, with forum members swapping personal stories of how their IVAs were going,and one member giving his insights as someone who previously worked in the banking industry.

Click here to find out more about London Frugal Friends

 MANCHESTER FRUGAL FRIENDS CLUB
5th June 2007
 
The first Frugal Friend’s Club meeting, with forum members and site manager Andy Davie meeting up for a sociable discussion on debt issues, focused on family issues – telling family and friends about debt problems, and the affect it can have on relationships and children.

Click here to find out more about Manchester Frugal Friends
 
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