Lots of us out there..........

[andrewgoodman121]

The Question is WHO ARE THE PEOPLE THAT ARE STRUGGLING!!!!!
Many people are Thinking that they have got it all like the NICE CAR,MORTGAGE,HOLIDAYS etc
but how many of them are living way beyond there MEANS and are destined for Bankruptcy,IVA,DMP's
even though as Kallis says, on the outside to me and you everything for them looks like a success story but underneath they are OUT OF THERE DEPTH!!!.

IT SEEMS LIKE A SECRET TABOO WORLD ,EXCEPT ON THIS FORUM WHEN YOUARE IN AN IVA/BANKRUPTCY.

[cat 1]

It feels like I'm the only one I know who's 'cutting back'.All my friends and children's friends have gone on thier two weeks in the sun over this holidays.I can't see others cutting back.Even at supermarket I look in others trolleys and they all seem full.I live in a fairly deproved area too!

[andrewgoodman121]

Try to cut back by Selling
1. Your Car
To save on Petrol, Car Insurance,MOT ,Car Tax
USE THE BUS OR WALK

2. Your Television
To save on SKY/NTL Subscriptions and Television Licence.
PLAY CHARADES OR GAMES LISTENING TO THE RADIO

3.Your Lighting
To save on Electricity Bills
USE CANDLES INSTEAD.

4.Your PC/Computer
To save on Electricity
USE THE INTERNET CAFE

5. Clothing
To save wasted expenditure
WEAR CLOTHES THAT YOU ALREADY HAVE AND MAKE THEM LAST YOU.

6.Food and Supplies.
Grow your own Vegetables and use Home Made Recipes such as Sandwiches and Produce.

[chardonnay]

Good foryou Chris,
What a positive attitude and you should be proud to hold your head up and give advice to others - who would know better than someone who has been through the debt crisis and is rising out the other side.
Sorry to hear you had a bad experience Jane - but you too should hold your head up high - you recognised the problem and dealt with it.
Congratulations to all who have seen their debts and are dealing with them - you are all super people.
I'm sure, with the economic climate, we will see more and more people joining the forum.
Hugs to all,
Chardonnay