| T O P I C R E V I E W |
| james.ei |
Posted - 08 February 2010 : 17:59:34 my mortgage was 647 a month, now down to 490 per month as rate has fallen, got my first review with harrington brooks, all they want is the last 12 month payslips and my p60. do i tell them about my mortgage ? |
| 5 L A T E S T R E P L I E S (Newest First) |
| lesley_ |
Posted - 08 February 2010 : 22:23:34 Ask for an Income and Expenditure form is they haven't provided this and fill this in honestly and accurately.
|
| MelanieGiles |
Posted - 08 February 2010 : 22:21:32 I am suprised that they have not sent you an income and expenditure form to fill in. |
| luluj |
Posted - 08 February 2010 : 18:54:45 honesty is best policy - pay the extra in now and when / if your mortgage goes up again complete a further review to amend your payments again......pay back as much as you can during your IVA ! |
| Julie |
Posted - 08 February 2010 : 18:39:37 Hi James,
I agree with Andy you will need to declare a new I&E form. Even though your mortgage payments have decreased, maybe some of your other expenditure has increased, council tax, wter rates etc. |
| Andy Davie |
Posted - 08 February 2010 : 18:18:08 Hi Yes you need to. They should also ask you to fill out a fresh income and expenditure form and you will need to list the correct mortgage payment. Regards
|