Search found 1329 matches

Search found 1329 matches Page 1 of 89
by Cath
Sun Jan 22, 2017 9:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register - Removal of IVA
Replies: 8
Views: 1487

Hi guys Just thought I'd post an update. I contacted Credifix and asked if the paperwork was complete as we were still showing as current on the Insolvency Register. They said it was but would send to the IR again. I week or so later hubby's entry had disappeared but mine was still there, so I used ...
by Cath
Wed Jan 11, 2017 8:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register - Removal of IVA
Replies: 8
Views: 1487

Thanks for that, I'm still showing as current so I think a little email to CreditFix might be in order!
by Cath
Wed Jan 11, 2017 6:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register - Removal of IVA
Replies: 8
Views: 1487

Hi guys I'm probably being very impatient here but does anyone know if your IR entry changes to 'completed' for a period of time before it drops of at the three month date? And then does it just disappear from your credit reports after that? I'm a month completed and still showing as current. Thanks!
by Cath
Fri Nov 18, 2016 10:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am Debt Free
Replies: 9
Views: 2977

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas Great news well done! You might find this quick video I made about cleaning up your credit record useful: https://www.youtube.com/watch?v=PV4RzUY4BRM Noddle and Clearscore are also free cre...
by Cath
Fri Nov 18, 2016 8:31 am
Forum: Ask IVA Forum and Industry experts
Topic: I am Debt Free
Replies: 9
Views: 2977

Oh Happy Day.......opened up my email this morning to the final report from Creditfix. I've had a bit of debate with them this last couple of weeks but now it's all over (I'm sure they can't come back and say it was all a big mistake now!!!) After 7 years, I am now debt free, I feel as elated as I d...
by Cath
Fri Nov 18, 2016 8:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Reduction In Payments
Replies: 15
Views: 5407

Oh Happy Day.......opened up my email this morning to the final report from Creditfix, they must have seen the error of their ways, just took a bit of time to escalate it up the food chain! After 7 years, I am now debt free, I feel as elated as I did on the day my creditors agreed the IVA. Thanks ev...
by Cath
Thu Nov 17, 2016 2:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Reduction In Payments
Replies: 15
Views: 5407

Well, I phoned them again today and someone from the closures team was going to call me at 2pm......guess what! From what the person I spoke to today has said, they are looking for the reduction in contributions to be repaid and she referred to the additional 3 months as an extension that was added ...
by Cath
Mon Nov 14, 2016 8:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Reduction In Payments
Replies: 15
Views: 5407

OK, so I have spent forever on the phone to Creditfix this evening and they are still unable to tell me why my last payment will be February and not November as I thought it should be. I am assuming that the reason is due to the reduction in payments from June 2015. No, I haven't mentioned this to t...
by Cath
Sat Nov 12, 2016 8:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Last payment tomorrow 😊
Replies: 23
Views: 7943

Congrats Jo! Out of interest, have you had your completion certificate as yet? I made my final payment a few days ago, so am interested to hear, did you get anything from CF to confirm that you had completed? Last I heard on mine was that a manager was going to get back to me as there appeared to be...
by Cath
Sun Oct 23, 2016 11:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Reduction In Payments
Replies: 15
Views: 5407

Thanks, I've phoned them and they will get back to me once it has been referred up the chain. I'll report back when I have an answer......fingers crossed it will all be over this time next month!!
by Cath
Sun Oct 23, 2016 11:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA due to Complete Next Month - PPI
Replies: 4
Views: 2564

Makes sense, thanks.
by Cath
Sat Oct 22, 2016 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA due to Complete Next Month - PPI
Replies: 4
Views: 2564

Our IVA is due to complete next month and creditfix have sent my husband a letter requesting that he complete a form for Allay to do a PPI claim. Whilst we are happy for this to proceed, can it delay the completion of our IVA? It feels like they are doing everything not to complete it at the moment ...
by Cath
Sat Oct 22, 2016 1:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Reduction In Payments
Replies: 15
Views: 5407

Last year my supervisor reduced my payments under the 15% rule as we were struggling due to reduction in tax credits and child benefits. Can they now add this on to the end of the term? I am due to finish a 7 year IVA next month and they are now telling me the end date is March 2017. At no point did...
by Cath
Sun Jan 24, 2016 9:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Repairing My Credit File
Replies: 6
Views: 2079

The data controller being the credit file people ie Equifax?
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