hi i got this card had it for about 8mths always paid the balance in full so havent been charged any interest its handy to use if used this way dont really want to start paying interest thats how we built up last time lol

hi we did this and nat west would only change it to date of completion certificate and cahoot have defaulted OH till october of this year and when i questioned the company that we buy all 3 credit reports from was told that the defaults stay from date the company put them at not the date the iva sta...

hi hope all are well just looked at OH credit report still 2 defaults by cahoot due off oct 11 but wondered if anyone nows on one account it listed as information suppressed the account was opened in july2003
but believe it finished before iva

hi steve congrualations only having 7 payments to go this will sail by and you will then have a debt free future and money spare have you made any plans on what you want to do when we finished we had a holiday nice to have a rest and to do something paid for by cash not a credit card as in the old d...

i like tattoos i have 4 and my oh has got loads my 2 eldest girls have them but i do believe you have to have something special to you as you have to live with it lots of girls nowadays dont think about long term they just want it for now and then later regret what they chose mine all depict dolphin...

hi after our iva i applied for vanquis and got excepted OH applied for capital one and got refused due to not meeting their criteria and told to try again in 6mths but not sure what their criteria is as never told us but lots of poeple seem to be excepted by vanquis

hi the company i work for does alot of work for mod and i told them my circumstances on the form they then asked me to do a i&e and stated they would reveiw my case in ayear but i was already working for the building when we started our iva but know people there who when started were on dmp and they...

wow hasnt that gone fast the way the time it is going the rest will fly by good luck and keep counting down soon be finished

when we were with payplan and needed to replace our car they only allowed us similar amount to what our car was worth so had to get one of a similar age and was only allowed 3 months payment break if you have someone to help you out would be better we were lucky with the car we got had a friend who ...

congratulations and heres to a debt free future and have a relaxing xmas knowing its not long now

hi congratulations and all the best for a debt free future we were with payplan and our completion took just over 4 weeks but have read on here that dfd are a bit slower but hopefully you will receive your final paperwork in the new yr and what a start to that for you good luck

hi to all hope all are well simbel have you checked that you cant get child benifit for your son if he is under 18 and in education i beleive you can still claim, when my girls stayed on at school i received it till they finished their education it may be worth checking out even if he only does a fe...

hi went on one of the advertised web sites the other day and when filling in the enquiry form asked if in an iva or filed for bankcruptcy as i beleive they dont get their fees if it goes straight back to the company your claiming off so probably wont offer to help

it makes me laugh when folks complain about the fees any profession charges or they wouldnt make a living if you could do it yourself then go ahead but i and my OH were grateful that there was someone else to do all the work and if the cc companies are happy with the result good luck to the ips who ...

hi flow not long to go now it will fly by and then good luck for the debt free future