Thanks All

Yeah I googled them and a lot of complaints. If I give them my details over the phone so they can explain, that doesn't re-open the debt does it?

Has anyone heard of these? Just had a call of a rude guy from there having a go at me for not replying to messages and letters (which I haven't received). He refused to give me any details so I refused to give him mine. I've finished my IVA and I told them this and they said it doesn't matter. Its r...

Just logged in to check mine and nothing showing in the notices of correction thankfully.
Orange78, I had the same on mine from 1998.

Hi Teenip As ginger said, obtain your credit file from the agencies. Check the Insolvency register: https://www.insolvencydirect.bis.gov.uk/eiir/ IVA and defaults will remain on your file for 6yrs. I sent my CC off to all 3 agencies and 2/3 removed the IVA straight away. Had to phone Equifax a few t...

Well its done. All 3 have been updated and IVA removed. Noddle (Call Credit) and Experian, updated pretty much straight away. Equifax, took some chasing this but was eventually updated this morning.
Applied for a AQUA card (49.7% APR :-O) and was accepted so now to build my score up.

As ginger said. I was accepted by Moneybarn but my IVA company said no because of the high interest payments. Mine was over 50%APR. If a car is essential to your job, you can ask for a payment break. As I was close to the end on mine, I asked for them to accept payments to date as a full and final o...

Well done Rick71.

Lifenoteasy - I'm too scared to apply for a CC in case of rejection.

Thanks Foggy. I'll call 'call Credit' this afternoon and see if they want me to FW the CC onto them.

Apologies that I keep asking questions. - Experian have now removed the IVA off my record - Equifax: Back and forth with emails - Noddle: Same as above Are Noddle call credit? Looked on google and some say yes and some say no. There are a lot of free credit score sites out there but lenders look at ...

It took 3 months for Aperture to send me the CC but the date that was on it was this month though

My CC was received 2-3 weeks ago and my name was removed as of yesterday.

This is worrying

Apologies on the duplicate post. Chrome crashed so I refreshed.
Thanks all for the best wishes

Been checking this everyday and today my name no longer comes up Only taken a couple of weeks. Over the moon.
Now to tidy up my report