36, St Andrew Square

Edinburgh EH2 2YB

Mine was at the 3 month mark last week.

11.55pm the day before, all details still there.

10 minutes later......... All details gone !!!

Hopefully for you, at the stroke of midnight, your details will also automatically drop off. Good luck for the future !!

Well done Gareth !

Gareth,

I'm really pleased to hear that . Good for you for pressing them.

Let us know when it arrives !

Gareth,

You are very welcome my friend and I hope they close your arrangement down and issue the certificate as quickly as they did mine.

All the best with it, and let us know how it goes as there will be many more following behind who may find themselves in the same boat.

Gareth, I was with Payplan and a full and final was accepted by creditors in Aug15 in lieu of being unable to remortgage. Towards the end of October, I rang to check when I could expect my certificate. I was told the same as you re the anticipated delay in issuing a certificate pending the Green v W...

Thank you.

Kallis, Are you able to clarify something for me and I imagine many others please ? My credit file shows all the creditors bound by the IVA showing a single default date which is the date of the start of my IVA, give or take a couple of days. However, each one then goes on to show defaults for each ...

Jenna, I was with Payplan up until my Full and Final agreement at the end of year 5 last Autumn. I was told that my completion certificate would be delayed pending the outcome of the court case Green v Wright , the next scheduled hearing being in May 16. I wrote to Payplan reminding them that I had ...

Re family finding out about IVA. I can't see why or how that information would be made public. When dealing with the solicitor when the time comes, he will either pay you what you are entitled to for you to pass on to your IP or the funds will be sent direct to the IP by the solicitor. At no time wo...

Shrews, What they are asking for is simply paperwork to prevent money laundering and is perfectly normal. Your details are only required due to your son not having enough paperwork and history to satisfy the money laundering questions staff have to answer themselves when authorising that the account...

Tim.k, Did you contact Payplan ?

Are you able to tell us if there is any progress ? In their defence, when I challenged them, they dealt with it to my satisfaction very, very quickly.

You need to be firm over this and complain to your IP. I was with Payplan and they told me the same as you. I sent an e-mail of complaint asking them to evidence how the outcome of this court case would directly affect my completion and pointed out that since the beginning of the arrangement, I was ...

An update to those who may be interested.
A week after complaining, I had my certificate. All over.

Good luck to all

Exactly the same as me. There is no PPI. That other shower, Equity in Finance exhausted all avenues and came up with a couple of hundred pounds that went straight to Payplan. EIF told me that they had concluded their investigations and that no more PPI was evident.