They are on here to promote themselves. Have you noticed they are conspicuos by their absence. Where are Peoples, Giles, etc.. Probably sat in their flashy cars or drinking in some trendy bar laughing at us. As Delia Smith once said "COME ON WHERE ARE YOU"

Kallis3 can you see clearly yet, or have you still got them rose tinted glasses on

No

As I said, for 58 months they take yer cash with their right hand and give it out to creditors with their left. Not forgetting to skim a large slice off for themselves. And how many time have I seen on this forum that adjustments have been made to the IVA when setting it up. It nearly always involve...

It doesn't take longer lukeofyorkshire and its definitely cheaper. Just try it you dont have to buy it.

Try the old fashioned way and ring your local insurance broker. I have done this for years now and they are always similar or better in price than comparison sites. Also if you are unfortunate to have to make a claim its easier to sort out. You just go round and see them. I believe you get things do...

**Post deleted**

Abusive postings will not be tolerated on the forum.

Its my creditors that helped me get into this mess. ie. THE BANKS. So why should I give them every penny I have. I have had my income reduced by 40% because of them so I think its only fair that they only get back 40% of what I owe them. After all they aren't suffering like we are, are they?

Its best if it went under the mattress then

I have a savings account with a few thousand pounds in it. Would this be safe if I entered into an IVA. This was intended for my retirement.

Yes, everything down to the last penny.

Hi All, My proposed IVA would only leave me £10 per month spare. This itself doesn't bother me too much because I want to get this sorted.As previously stated my debt is in the region of £27.5k and initial payments for the first 3 years would be £150 per month then the last two years after car HP is...

Its looking like I have around £27,500 in debts, and will be paying back over the 60 months £16,800 including fees if approved. Whats my chances

Just wondering how many IVA's are not approved and is there a common reason

Cheers Lesley
Does it get easier as the months go by.
Is it constantly on your mind.
Do you fear failing.
I ask because I think if asked these questions half way through I would answer No, Yes, Yes.