Nooo, not just a man thing, its a pensioner thing too[:D]

This should help
http://www.moneysavingexpert.com/reclai ... ance#step3

http://www.insolvencydirect.bis.gov.uk/ ... esults.asp
hope this helps

Yipee [:D]

I can only repeat Sponges advice, the two company names he mentions should be your first port of call. I was like you and bottled making the first phone call so sent a query via Ask a Question on the right and they rang me!!! It was the best thing I ever did. Remember, we are always here should you ...

Karen, the question is about PPI authorisation not the IVA..

Hooray xx

I'll be waiting for your positive post Kaza xx

Hi David, The only person who can answer this is your IP.Do give them a quick call tomorrow, and get it from the horses mouth.

[:D][:D][:D]

If you divide the total of your payments by the amount that you owe, that should do it.....

I think I am correct in saying that once you have finished your payments, as part of the closure process, your IP will give the creditors who have not claimed 28 days to do so. If at that point they still have not claimed, then any excess after full settlement of those that have claimed plus IP fees...

[:D][:D]

Could you ask the payer to recall the payment, and give them your new account details??

Hi softie, I am certain that Mel will not discuss individual cases on an open forum, a quick phone call to her office will give you the answer,