Search found 390 matches
Search found 390 matches
Page 1 of 26
- by mattyboy
- Sun Jul 21, 2013 11:12 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Aqua Credit Card
- Replies: 34
- Views: 11020
I did like being able to say at work the other day in a conversation about overdrafts that I never go overdrawn, ever. Even three years after finishing I just don't need one, the rehab does work. Everyone at work thinks they need it, when you've done an IVA you realise differently.
- by mattyboy
- Thu Mar 14, 2013 9:21 am
- Forum: Disputes and IVA Mediation
- Topic: IS THERE LIFE AFTER an IVA? I'LL SOON FIND OUT!!
- Replies: 11
- Views: 6105
CONGRATULATIONS!!!
It's a great feeling to be finished, it's amazing how much you learn on the IVA about how to manage money/budget/make do.
It's nice to get some treats back when you have finished, I managed to get a new car and mortgage with the monthly savings
- by mattyboy
- Thu Mar 14, 2013 8:34 am
- Forum: friends corner
- Topic: PAYPAL
- Replies: 18
- Views: 3904
Paul, if it is a direct debit on your bank account for paypal you are guaranteed a full and IMMEDIATE refund from your bank. Basically they have to credit the money back from their own suspense account while they wait for paypal to pay it back. Many banks try to get out of this so it is useful to qu...
- by mattyboy
- Wed Feb 13, 2013 9:46 am
- Forum: Ask IVA Forum and Industry experts
- Topic: noddle credit searches
- Replies: 18
- Views: 5465
Don't worry these are not credit searches and only show up when you look, they just show that a monthly credit report was produced, lenders only see credit searches so these will in no way affect your credit score. The audit is nothing to worry about, just means an additional check was made for one ...
- by mattyboy
- Sat Jan 12, 2013 9:50 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Natwest select account
- Replies: 42
- Views: 8348
The no using other banks could also be a blessing, planning money ahead and not being able to take out money on a whim, I know it's inconvenient but it might help in cutting back. Natwest seem to be reasonable otherwise. When you have 6 months banking behind you they may reconsider and you can alway...
- by mattyboy
- Sat Jan 12, 2013 5:00 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Natwest select account
- Replies: 42
- Views: 8348
Every month they get a feed from experian with each customers credit record and the IVA would show on that, a lot of banks do this now. Basically when they update the status of your account monthly they also check your credit file, the idea bing that they can see if a customer poses an increased risk.
- by mattyboy
- Wed Dec 12, 2012 9:10 am
- Forum: Ask IVA Forum and Industry experts
- Topic: odd one!
- Replies: 49
- Views: 4835
This isnt your issue, John Lewis need to contact their merchant bank which handles the credit card transactions and reclaim the £54 from RBS. It will be sat in a suspense account somewhere but that is their problem as you didn't ask for a card refund. Tell John Lewis to sort it out with the bank if ...
Search found 390 matches
Page 1 of 26