Search found 58 matches

Search found 58 matches Page 1 of 4
by Jay C
Fri Jul 21, 2017 1:32 pm
Forum: IVA approved!
Topic: Nearly there
Replies: 2
Views: 44929

So, five years ago I was writing IVA approved, now its Full and Final approved!

So close, just waiting for last bits to sign and the payment will be made.

Still nervous as hell though.... :|
by Jay C
Tue Jun 23, 2015 9:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix review I&E form
Replies: 8
Views: 2947

I just completed my first review with creditfix, third review overall, was with PJG.

6 months wages and bank statements, emailed on Friday, done by Monday afternoon, no drama's so far.
Pleasantly surprised, and relieved.
by Jay C
Sat Nov 08, 2014 9:40 am
Forum: annual review
Topic: Annual review
Replies: 9
Views: 7715

I too have been sold from PJG to Creditfix and I was reassured by the PJG approach at each review, my next review is next June and I am scared I will be treated like a number with no leeway. I don't think they can just reduce allowances just because theirs are lower though.
by Jay C
Tue Apr 16, 2013 7:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: First Annual review
Replies: 8
Views: 1447

Thanks, I am going to start compiling any relevent information I can now and be prepared, I started my IVA last June so gives me a bit of time to get sorted.
by Jay C
Tue Apr 16, 2013 7:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: First Annual review
Replies: 8
Views: 1447

Nearly a year in and all is well, it is hard but thats what I expected.
Just wondering what to expect and what info I need for my first review so I thought I would ask the people in the know on here..
by Jay C
Tue Jul 24, 2012 8:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: child maintenance payments
Replies: 5
Views: 1331

Thanks Melanie, confirming what I thought to be the case.
Would the extra available money be able to be used for additional nursery days for our daughter and any remainder then be added to the IVA?
by Jay C
Tue Jul 24, 2012 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: child maintenance payments
Replies: 5
Views: 1331

I currently pay maintenance for my daughter which is calculated into my IVA expenditures. I was wondering what I do when I finish paying this, do I inform IP straight away? If I left it until annual review would they want back paying for the extra money I would have had for however many months befor...
by Jay C
Thu Jun 14, 2012 11:14 am
Forum: IVA approved!
Topic: Approved
Replies: 14
Views: 2415

Just had the phone call, approved with minor modifications that only really affect the IP, one modification we are rejecting.

So thats it, onwards and upwards [:D]
by Jay C
Fri Jun 01, 2012 3:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting
Replies: 11
Views: 2062

Thanks guys and good luck Tracey!!
by Jay C
Fri Jun 01, 2012 9:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors meeting
Replies: 11
Views: 2062

I've got a date and time! Thursday 14th June 10:30am.

[:D]
by Jay C
Tue May 15, 2012 12:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Signing proposal
Replies: 2
Views: 949

Read through proposal a good few times now and am ready to sign and send back this week, the phone calls and letters have started this week aswell...
by Jay C
Wed May 09, 2012 6:28 am
Forum: Ask IVA Forum and Industry experts
Topic: Proposal arrived
Replies: 3
Views: 1051

Proposal arrived yesterday, some heavy reading over the next couple of days and then some re reading too.
by Jay C
Mon Apr 16, 2012 6:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Awkward month to start
Replies: 10
Views: 1548

Agree with all of you [:D]

Time to go over it all again and prepare for the next 5/6 years..
by Jay C
Mon Apr 16, 2012 10:31 am
Forum: Ask IVA Forum and Industry experts
Topic: Awkward month to start
Replies: 10
Views: 1548

Quite frustrated at the moment, just have to be patient. I have started the IVA process but what a month to do it, April when everything involving finances is up in the air. Have to wait until next week now to go over final figures for proposal as tax codes are changing and have also been informed I...
by Jay C
Thu Apr 12, 2012 7:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Eeek got my telephone meeting with IP this morning
Replies: 17
Views: 2053

I've got my phone meeting with IP today also to go over everything before they start writing up the proposal.
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