Search found 115 matches

Search found 115 matches Page 1 of 8
by flamingate
Mon Jan 08, 2024 12:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Bailiff- Sending a Letter of vulnerability, Do you post it to the Court? or the creditor?
Replies: 0
Views: 9736

When a bailiff writes you a letter that they are going to come to your property to seize goods, (this letter is from the local county court)- which has a court number, and you have to pay the debt, from the 'Creditor' (Eg Barclays or Lloyds Bank) you can write a letter to show you are vulnerable, wh...
by flamingate
Mon Jan 01, 2024 7:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Vanquis CC - why have they generated me a Purchase interest of £140 (in statement) when my balance was/is £0 ?
Replies: 1
Views: 2389

Vanquis CC - why have they generated me a Purchase interest of £140 (in statement) when my balance was/is £0 ? To cut a long story short, my Vanquis balance was around -£4500 in November/December. I wanted to make this balance £0, to clear it all off so Paid + £4500 from my bank online banking to th...
by flamingate
Sun Jan 29, 2023 1:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Incorrect Standing order, Lost £800! sent 2 times, to the Wrong person! HELP
Replies: 2
Views: 3181

Incorrect Standing order, Lost £800! sent 2 times, to the Wrong person! HELP Hello have a distressing situation, can you please assist with as many questions as you can below have had an injury so is a bit hard to get into bank, and phone is giving issues. Your answers would be appreciated xx Only ...
by flamingate
Wed Dec 21, 2022 6:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: New Online Payment- Selecting 'Personal account', for an actual business account? What happens?
Replies: 3
Views: 2596

New Online Payment- Selecting 'Personal account', for an actual business account? What happens? When Paying an somebody on a new internet transaction, and then you set up their name, sort code, acc number you select their account as business or personal, If their account to be paid is actually a bus...
by flamingate
Mon Aug 02, 2021 1:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Can a CC refund item of £60 back on a CC, count as the monthly minimum payment (which is £24)
Replies: 3
Views: 2704

Vanquis credit card. If you have a balance on your vanquis credit card, and the minimum payment is £24. If every month more than the minimum payment is paid (say £40) to cover the minimum payment. now lets say you purchased a £60 item from the shop with your Vanquis card, but now want a £60 refund b...
by flamingate
Sat Feb 13, 2021 9:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Would landlord insurance ever want to speak to a tenant (with a landlord insurance claim)
Replies: 1
Views: 1562

Tenant lives in a landlords property, there has been damage to the property. Don't want to get in too much detail but Negligence by the tenant is to be determined, which has caused damage to this property. Will be an expensive building repair from walls to ceiling to be re-installed. A simple questi...
by flamingate
Tue Feb 09, 2021 10:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Ethical way to pay this debt ? will this work?
Replies: 2
Views: 1711

A tenant is renting from private landlord. Tenant claims housing benefit (money from the council) to pay their rent. They rent to a Private landlord. Tenant receives the Housing benefit payment Direct to the tenants bank account, and then pays the Land lord via a standing order every month. This has...
by flamingate
Thu Aug 15, 2019 2:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Sending a Second PPI reclaim form (after deadline) but first send 'within' time ?
Replies: 3
Views: 2154

ADDED but if this 2nd amended claim is sent after the deadline (if you have sent this 1st complain letter in Early August, by recorded delivery. but you send this second amended claim September 2019, which is 1 month after the deadline, then would this 2nd letter be 'accepted' within time of the de...
by flamingate
Wed Aug 14, 2019 11:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Sending a Second PPI reclaim form (after deadline) but first send 'within' time ?
Replies: 3
Views: 2154

If you have sent a first PPI reclaim complaint letter to the company, but have not put the correct complain argument point in the letter which you know they will reject (due to not having all the paperwork from the past) If you then realize another another point in your complain, (due to getting som...
by flamingate
Thu Aug 08, 2019 6:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI - Sending a HIT and Miss/ (Send and Hope) Complain
Replies: 2
Views: 2205

I know this is last minute..will be sent very soon, just wanted some final insight, answers appreciated... Whether you think you have been misold PPI or Not, they say you should still apply your complain letter ASAP, so even if you think you were Not sold it, but actually were you still have a chanc...
by flamingate
Fri Jul 19, 2019 3:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI Deadline (29 August 2019)- What Legally has to be done/submitted by then? (eg a letter?)
Replies: 1
Views: 1989

The PPI deadline of 29 August 2019, is the last date your submission has to be submit by, a) But what legally has to be submitted by then, so that you SECURE this date (and they cannot say you missed it)? For example, a letter? a claim form? b) In other words, to get 'within' the deadline, what can ...
by flamingate
Wed May 29, 2019 11:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Subject Access Request (SAR) £10 Cheque, Whom to make it out to/name? (for Banks?)
Replies: 4
Views: 3731

When making a Subject Access Request (SAR) for your paperwork/file work from banks Particularly for *Halifax *Barclays *Llyds *Capital one *Santander Question 1) Do they definitely require a £10 cheque made out to them? or they might not require it, and will send the paperwork/filework without recei...
by flamingate
Fri May 10, 2019 10:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: SAR-Subject Access request(to banks) Where to find their addresses, to send SAR to?
Replies: 3
Views: 1662

When requesting a SAR - Subject Access request from the Banks/ Credit card companies, whom you wish to get the info from, What are their addresses? Particularly for *Halifax *Barclays *Llyds *Capital one *Santander *Nationwide (Some of their websites don't seem to show that address, for requesting a...
by flamingate
Fri May 10, 2019 4:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Offering £1 Token payments to debt companies (Robinson Way), What's the correct way to do?
Replies: 4
Views: 2119

What is usually the correct way to send a monthly token payment of £1 to a debt company who have the debt passed on to them from the bank. One company is Robinson way. QUESTION 1 With these options, what is the correct way? 1) Phone them, and set up the Standing order of £1 a month, telling them on ...
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