My meeting with creditors is set for 9th may, I'm yet to change over my banks as my work cannot do this until after iv been paid this month. Can Lloyds take any money before the meeting has taken place? Worried I won't have any money in there when I check

Hello Elizabeth, It is really normal to feel in the dark and scared when starting out on an IVA. You have, in effect, handed over the responsibility of your finances to someone else. But the most important thing is that you are now taking control of the situation. It will get easier, I promise you....

I feel your pain about this process. Im civil servant and contacted personnel to ask some questions before taking IVA, as my contract says i must advise them if insolvent. They advised me that if i do go for iva, i should provide them summary of how debt was accrued. What??! Big issue is if they as...

Thankyou guys, I am just feeling so stressed out and so nervous about it all. No one knows my current situation either so I feel as though I cannot speak to anyone regarding this matter. Also I have a loan out with my bank (Lloyds) and also a credit card with Barclays but I do have a standard accoun...

<t>I am currently in the process of starting an IVA and I feel so stuck and so in the dark with what is going on. I have given my expenditure and all other details over but I am confused as to how my money should be spent (sounds silly) but would someone be watching what I'm spending? For example if...