Search found 15 matches

Search found 15 matches Page 1 of 1
by EduLaur91
Tue Nov 07, 2023 3:42 am
Forum: full and final settlements
Topic: F&f offer with Student Maintenance Loan
Replies: 0
Views: 4116

Hello. I’m looking to send the IVA company a F&F offer. So far I made 32 payments and I have 28 more at 170£ per month. I already spoke with the IVA company and they said the minimum amount should be 4760£. Now I would like to offer them 5000£. Thing is the money comes from my Student maintenance lo...
by EduLaur91
Thu Sep 14, 2023 3:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Sprout loans
Replies: 0
Views: 4496

Hello to everyone. I have few questions regarding Sprout Loans. I’m currently halfway through my IVA(30 out of 60 payments done at 170£ pm). Now I would like to know if I have any chance of going to Sprout for helping me settle my IVA early. My IVA is with Financial Support Systems. I never missed a...
by EduLaur91
Tue Nov 22, 2022 8:04 am
Forum: full and final settlements
Topic: Final offer
Replies: 2
Views: 2118

The only reason I’m thinking of this, is because I won’t have to give those money back until I finish Uni. Plus I don’t own a home and I don’t have any equity.
by EduLaur91
Tue Nov 22, 2022 7:48 am
Forum: full and final settlements
Topic: Final offer
Replies: 2
Views: 2118

Hello. I have a few questions regarding my iva and a final offer which I would like to propose. I paid 24 month of my IVA and left with 36 more(170£ P/m). I recently started Uni and applied for Student Finance. I was thinking if I could make an offer to the IVA company for a final offer using the mo...
by EduLaur91
Mon Oct 31, 2022 2:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Student loan and maintenance loan
Replies: 0
Views: 5677

Hello. I am in My IVA with Financial Support Systems for 2 years now and last month i started to attend Uni. I applied for Student Finance and Maintenance loan since I have to travel to Manchester(from Preston) 2 days a week for the courses. I told the FSS about me wanting to attend Uni. They were o...
by EduLaur91
Fri Jun 17, 2022 3:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car Finance on IVA
Replies: 4
Views: 5322

Ok. I will look more into it. Hope I can find some decent offers that will fit me and the iva company so I can get accepted.
by EduLaur91
Fri Jun 17, 2022 1:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car Finance on IVA
Replies: 4
Views: 5322

I found finance with MoneyBarn and spoke with one of their advisers about it and all I have to do is to find a car and send the finance quote to the IVA company and see what they say. I am , to be honest a bit baffled because I always assumed it will be impossible to get finance while in an IVA. The...
by EduLaur91
Fri Jun 17, 2022 11:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Car Finance on IVA
Replies: 4
Views: 5322

Hello. Recently my old car broke down completely(engine done) and I’m in need for a new car. The old one is a 2008 VW and not worth trying to repair it. I spoke to the IVA company(FSS) and they told me I could look into a HirePurchase car with their accept of course. Do anyone knows any finance comp...
by EduLaur91
Wed Nov 24, 2021 7:52 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA earlier review.
Replies: 1
Views: 5790

Hello. This is year in March me and my wife started an interlocking IVA with Financial Support Systems. Later in March my wife got pregnant and starting from 15 October she isn’t working anymore and will get around 600£ per month(Maternity Allowance).I managed to pay the monthly instalment for the i...
by EduLaur91
Wed Mar 17, 2021 6:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Conditions
Replies: 15
Views: 2914

Ok. I think I got it like I was supposed to. So for example if I receive like anything below 500£ Let’s say like a gift from someone I get to keep it. If my wife does overtime and on the month she earn below 300£ as extra money after taxes then this will be ok. Am I right ? Sorry if I am a bit hard...
by EduLaur91
Wed Mar 17, 2021 6:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Conditions
Replies: 15
Views: 2914

Ok. I think I got it like I was supposed to. So for example if I receive like anything below 500£ Let’s say like a gift from someone I get to keep it. If my wife does overtime and on the month she earn below 300£ as extra money after taxes then this will be ok. Am I right ? Sorry if I am a bit hard ...
by EduLaur91
Wed Mar 17, 2021 5:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Conditions
Replies: 15
Views: 2914

I found this on the documents sent by them: “Where additional assets are to be realised, the Supervisor will be entitled to 15% of those further realisations in addition to the total cost. Additional assets can include overtime, bonus, commission, PPI, windfalls, after acquired assets, but excludes ...
by EduLaur91
Wed Mar 17, 2021 5:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Conditions
Replies: 15
Views: 2914

I didn’t say I’m taking home 5000. I just asked how much am I entitled to keep as extra cash because I can’t seem to find anything related to that in the IVA documents.
by EduLaur91
Wed Mar 17, 2021 5:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Conditions
Replies: 15
Views: 2914

So.. monthly income is around 3000£. All expenditures are around 2800£. And I pay one monthly payment for both of us .. since we both are included in the IVA.
by EduLaur91
Wed Mar 17, 2021 3:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Conditions
Replies: 15
Views: 2914

Hello. Me and my wife recently entered an IVA with Financial Support Systems. In the begging when we discussed the conditions for our IVA they said that we are entitled to have a 500£ extra income on top of our monthly income for both of us. Now I can’t see anywhere on the contract about this and my...
Search found 15 matches Page 1 of 1
Go to advanced search