Search found 11 matches

Search found 11 matches Page 1 of 1
by clare357
Fri Mar 01, 2024 9:06 am
Forum: credit
Topic: Credit score
Replies: 1
Views: 1943

Hi. I was just wondering if someone could tell me why my credit score has suddenly shot up?
I'm in my firth year and have one year left.
So I don't understand why it was poor and now suddenly in the good section.

Thanks Clare
by clare357
Sat Nov 25, 2023 3:41 pm
Forum: full and final settlements
Topic: Full and final offer
Replies: 1
Views: 3964

Hi, I was just looking for some advice on a full and final offer. I have £8.675 left to pay and my partner has offered to pay £6,000 as a full and final payment, is this enough to offer ? I have two years left, I have six payments of £262 I had an extra payment to pay cause I did some over time so h...
by clare357
Mon Jun 12, 2023 9:37 am
Forum: talking about ...
Topic: Getting a loan with an iva
Replies: 0
Views: 8329

Hi. Has anybody had a loan approved by their iva ? I'm looking to book my wedding but could do with a loan rather than paying things out monthly.

Thanks Clare
by clare357
Sun Jan 08, 2023 6:29 pm
Forum: full and final settlements
Topic: Full and final offer
Replies: 1
Views: 3877

Hi, does anyone know another company like sprout loans ? Or another way to end my IVA early ? I'm really stressed about being in an IVA I just want to be out of it, yes it helped me to begin with but now just stresses me out, I'm 34 I'm want to buy a house and start a family and I can't do that whil...
by clare357
Tue Oct 04, 2022 7:54 am
Forum: full and final settlements
Topic: Sprout loan
Replies: 2
Views: 6000

Hi I was just wondering if anyone has gone down the route of getting a sprout loan to end their IVA and if it's worth doing ?
by clare357
Mon Sep 12, 2022 12:26 pm
Forum: how are you coping?
Topic: Stressed need advice
Replies: 1
Views: 3389

Hi, I've been in my IVA for nearly three years, and I'm starting to wish I never entered into an IVA, yes it helped me out at the start but no I have no credit at all, I can't buy a house, I just feel so stuck, like I'm stuck living with my partners parent, I'm also stressing cause I'm 34 and I want...
by clare357
Sat Apr 16, 2022 10:42 pm
Forum: full and final settlements
Topic: Full and final offer
Replies: 2
Views: 10225

Hi, I started my IVA in Jan 2020, I'm in my IVA for six years. I started out paying £96 a month then a few months ago got a pay rise and it went to £169. Also it says on my paperwork the total I owe them back is just over £8k does this still stand or just that automatically change cause of my payris...
by clare357
Mon May 03, 2021 2:04 pm
Forum: mortgages
Topic: Help to Buy mortgages and IVA's
Replies: 4
Views: 20896

Hi, you said you have helped people who previously had been in an IVA but would me and my partner be able to buy a help to buy if we both are still in an IVA ?
by clare357
Sat May 01, 2021 6:45 pm
Forum: full and final settlements
Topic: Full & Final without Funds
Replies: 6
Views: 44518

Hi, just reading all your comments,I'm in an IVA with creditfix, I'm in my second year with them and looking to finish my IVA early. Can I use my own savings to pay this off or does it have to come from a friend or family ? It does state on their website you can do it if you have sufficient funds av...
by clare357
Mon Apr 05, 2021 8:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Using savings
Replies: 4
Views: 2597

Hi the savings have come from my wages I haven't used, I have £6000 left to pay
by clare357
Mon Apr 05, 2021 6:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Using savings
Replies: 4
Views: 2597

Can you settle your IVA with your own savings ?
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