how recently was the loan taken out,and can you tell us who your creditors are please,it helps to build a better picture from which to offer advice. Loan was taken out in febuary this year for 7500 over 7 years from halifax, got 4 credit cards egg,mbna,barclaycard and halifax also in response to ka...

hi, thanks for reply, the car is 2nd hand and paid for, but will i be allowed money for tax,petrol,insurance? Also we get family tax credit will this be affected at all and you mentioned other options, could you give me an idea of what they are and any links or places i can read about them And final...

Hi, a bit nervous here, so if i babble sorry, but just wanting to know how an iva affects me, ie what i am allowed to keep for myself, i have 4 credit cards, all approx 3500 on each and a loan for 7500 taken this year.I take home about 1250 month and approx 800-900 is on bills, this includes the loa...