soit was just sales patter then what do you think my chances of getting a debt management plan are then because the sales guy is giving me all sorts of guarantees but i am not sure

well just been told that if the other three people that own shares in the house allow me to equire about releasing equity via a loan or mortgage and i get turned down i can still get an iva and my equity wont be touched??
is this true or is it just sales patter

Hello I owe about £30000 i have two personal loans and numerous credit card debts plus two overdrafts. I am on state benefits and recieve £665 per month, i currently have a quarter share in my mothers house. Most of my credit card debts are online gambling related, i should alos tell you that becaus...