Hi there
As promised I'm just letting everyone know that today I was told my full and final settlement figure was approved so in a week or so my iva will be completed. Such a massive weight off my shoulders so thanks to everyone who gave me advice and good luck to anyone going down the same road.

I've been in touch with my IP directly who passed my case onto a senior manager at Payplan. She has said shes very optimistic the offer will be accepted so just waiting for a copy of the paperwork to arrive for me to sign so a variation meeting can be arranged. Hopefully I should have a decision by ...

I'm with payplan and my salary increased by around £10,000 a year about 3 months into my IVA. When it came around to my annual review they simply asked for the last 3 months payslips and even though these showed the increase they didn't ask for any of the extra money I had earned through the year th...

OK thanks Melanie, I'll give it a go [:)]

Thanks both of you. Melanie, I've been having a nosey through some old posts and came across one you commented on about Eversheds: "They are a very commercial creditor and will look favourably at early settlements which provide them with at least the level of dividend they originally agreed to accep...

Hi there. I'm wanting to try and offer a full and final settlement for my IVA and was after some advise. I'm currently just finishing my third year within an iva and have just completed my 4th review. My original debt was £21,000 and the original payments agreed were £197.50 for 60 months meaning I'...