Thomas Charles are excellent

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Post by poppy » Wed Jul 18, 2007 7:27 pm
I had a first class service from them.


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Post by Oliver » Thu Jul 19, 2007 11:26 am
Many thanks for the kind feedback Poppy, really happy your IVA was accepted.

Best Regards

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at:
Best Regards


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Post by iva_squirrel » Thu Jul 19, 2007 11:28 am
Congratulations poppy.
All the best for the next 5 years!!!!

Michelle P.


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Post by Julie » Mon Aug 11, 2008 10:02 am
Glad you both had good service from TC - I have to say they were absolutely appalling when we dealt with them. Good to hear they've improved [:)]


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Post by kens » Tue Aug 12, 2008 11:26 am
An excellent company i had wonderfull service and support from Ann-Marie


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Post by creditcrunched » Wed Dec 17, 2008 8:49 pm
hi thomas charles are an intermediary and just collect the info for your case and pass it onto a IP so the fee you have been charged for the service will not go towards your debts its for the service and to be quite honest you neednt have paid it if you had gone straight to and ip all monies would have been towards the debts


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Post by Skippy » Wed Dec 17, 2008 9:11 pm
It's easy to be wise after the event Creditcrunched, but a lot of people don't realise that they can go straight to an IP. I Googled debt solutions and dealt with the first friendly voice I heard (which happened to be TC) as I was desperate.


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Post by kallis3 » Wed Dec 17, 2008 9:27 pm
I was the same Skip. We were just looking to change DMP companies,but when we were offered an IVA, we jumped at it, never looked at anything else.

If I'd found this forum first - I would have phoned one or two.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by Lisa2009 » Wed Dec 17, 2008 11:57 pm
Hubby went on google and rang the first company he came across which was DFD. He went with them out of desperation to get out of a mess.
Its easy to say what we should or shouldnt have done but in times like that, as skip has said, its good just to hear a friendly voice.

Its great though when we do hear about good service from the outset. 'Our Story'

Nil carborundum illegitimi


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Post by james.c » Thu Dec 18, 2008 7:51 am
i rang thomas charles and used them and they were good, but so they should be after all they charge you.

Just in case you didnt know thomas charles own accuma


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Post by stressed1 » Thu Dec 18, 2008 8:36 am
I was the same- I went to Lifeline Debt solutions and they passed me to an IP. It was only £250-but money well spent in my book-= they are literally down my street and couldnt be nicer...they sat me down went through all the forms and bits I didnt understand as I was doing them.They have handled lots of creditors issues and even call me weekly to check I am happy with the service from my IP. They have also told me to pop in anytime I just need to have a chat or am feeling low....


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Post by animaleyes76 » Thu Dec 18, 2008 9:54 am
Totally agree with Skippy and Kallis.

I still feel a bit agrieved at paying what i did for a service i didn't feel i received, and which was totally unnecessar.

However, i needed to sort things out, didn't know any better and am now on the way to a brighter future. You live you learn.

I remember when other posters said the same thing.I have to give them credit, at least they defended their corner and wanted to discuss the issues people had.

Fair play

David Mond

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Post by David Mond » Fri Dec 19, 2008 2:15 am
james.c wrote:

i rang thomas charles and used them and they were good, but so they should be after all they charge you.

Just in case you didnt know thomas charles own accuma
Actually it is Accuma that owns Thomas Charles!

I believe whatever charges are made should be deducted from any Nominees fee that is charged - that is my personal opinion
Last edited by David Mond on Fri Dec 19, 2008 2:16 am, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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