I totally understand why people feel so harrassed they do something silly. And they're my smallest creditor, I could probably afford to pay them off. They've sent me another letter saying they're getting a credit collection agency involved. But I don't want to speak to them cos I have nothing new to tell them
It does get you down when they are constantly on the phone.
Could you possibly change your number?
The letter will be a bog standard one sent out to everyone.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Missy, I know exactly where you're coming from, although Egg have been reasonably okay (so far) to us. Our worst one is Tesco. Holy MOLY, these people are just vile. You have my every sympathy and hopefully the fact that so many of us on here have gone through or are going through similar situations, will make it just a little bit easier for you? Easier said than done, but don't let the bar stewards grind you down. [:)]
Rache
Last edited by Waltons on Tue Jul 13, 2010 9:49 am, edited 1 time in total.
Best advise is change ur number. I did and didnt have the drama and problem of calls which are really annoying. I remember one telling me they would be coming round my house every day until i paid. At the time it seemed so scary but i look back now and smile.
I got used to it at the beginning and once I took away my landline number it was pretty managable.
But my situation is that my iva proposal was turned down (3 weeks ago) and I'm still getting help with my next move (resubmitting or BR) and they must be pretty sick of waiting for their money by now! But I don't know what to tell them so I'm hiding.
I do think 5 calls in 90 minutes is extreme though, what are they hoping for?
Egg constantly harassed us,we had a loan with then and wife and I both had seperate credit cards. They would phone up to talk about my card then 2 minutes later phone for the wife then phone about the late loan payments. Got to be a bit of a joke in the end that they couldnt just note that the 3 accounts werent getting paid anytime soon!!!
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
I remember Egg and the Co-op being the most persitant and nasty threatening all kinds of nasties. I would just let the phone go answer machine and field the calls from there. There is only so many times you can explain what is happening.
Jan
Nothing you can buy feels as good as not being in debt.
I would seriously think of changing your mobile number. At least then they can't contact you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
These systems are programmed to stimulate a response. If you do not answer or it goes to answer phone they can set intensity of contact over a given period of time.
Probably worth changing your number or to get some head space while you sort your affairs out try a cheap pay as you go sim that way you can give the number to selected people. All you need to then do is put the sim back in after 9pm - listen and delete what your messages.
Last edited by Storm on Tue Jul 13, 2010 1:40 pm, edited 1 time in total.
It shouldn't be allowed and most of us on here have gone through this harrassment. It's not pleasant and how these call centre operatives sleep at night I don't know.
Excellent advice from Storm.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Surely this amount of contact is harassment in a big way. There must be somebody you can contact and get this stopped. We are all with you and even though it's easy to say stay strong and everything will be ok.