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 All Forums
 IVA postbag 2007
 IVA postbag for july
 On a lighter note
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r_l
IVA Novice



49 Posts

Posted - 12 July 2007 :  08:44:42  Show Profile  Reply with Quote
Hiya everyone,
I have been a member of this forum now for a few months, it has now become my daily read (as im sure it does others), it has made me realise that i am not on my own and has enabled me to ask all the questions ive always wanted to know. So a big thank you to every one and all your advice.

I got myself into debt of approximately of £20,000- this consisted of many factors, mostly stupidity. i decided IVA was the best route after talking to debt matters, i was very scared and didnt tell a soul. I have now been making monthly payment for the last 2years - although i live on a budget, i have never been happier. i am for once living within my means.

I have informed my finance of the situation and he brought me a car recenty, my iVA has been recalcualted to include insurance and tax. We are currently looking for a house, with him puting down the deposit. My IP has been completely helpfull - if i email him- he will come straight back to me.

I have also spoken to the morgage expert on this forum who has been great help and who i will be speaking to again shortly.

and also another expert who managed to sort out insurance for me to pay my IVA in case of redundancy or sickness.

So thank you to every one- and hopefully these next few years will fly by and i will be debt free.

Thank you everyone


ray_a
IVA Journeyman



United Kingdom
959 Posts

Posted - 12 July 2007 :  09:46:14  Show Profile  Reply with Quote
Hi RJ

Well done and it looks like your life is on the mend!

Regards

Ray
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iva_squirrel
IVA Journeyman



United Kingdom
909 Posts

Posted - 12 July 2007 :  16:50:54  Show Profile  Visit iva_squirrel's Homepage  Reply with Quote
Hi r_l

Its really nice to know that you are moving on with your life.
I wish you all the best.

Regards,
MIchelle P.
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Oliver
IVA Artisan



2367 Posts

Posted - 12 July 2007 :  16:58:12  Show Profile  Reply with Quote
A nice positive post thanks for sharing with us.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp
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iva experts
IVA Artisan



1674 Posts

Posted - 12 July 2007 :  16:59:58  Show Profile  Visit iva experts's Homepage  Reply with Quote
Good work r_l, Im glad to hear that everything is looking up.

Best Regards. IVA Experts
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Andy Davie
Administrator



IVA completed.

10928 Posts

Posted - 12 July 2007 :  17:25:28  Show Profile  Visit Andy Davie's Homepage  Reply with Quote
Hi
I think we will frame this one so that we can look at it and remind ourselves just why IVAs were introduced and just how they should be administrated.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
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mondaynight
IVA Novice



22 Posts

Posted - 14 July 2007 :  22:30:30  Show Profile  Reply with Quote
Nice to hear some good news.
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