Your IVA will appear on all of your credit files for six years from the date of initial acceptance.
To be honest, credit scores are worth nothing as all companies apply their own criteria for credit scoring.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
A few people have had this happen, is it the same for the other 2 credit reference agencies?
Also having a "excellent" rating on experian does mean nothing, it does however imply there are no defaults on your file too. Is that the case, if so it's unusual. May be there is a slight discrepency between your address and what experian have on the file you're looking at.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
I checked the addresses and everything appeared ok. Will double check.
i've only checked equifax and the IVA is showing on there, plus my defaults. What other agencies should i check?
You need to check Experian and Call Credit as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
