Many Thanks for your Help Melanie

15 posts Page 1 of 1
 
 

Reliefman

User avatar
Posts: 20
Joined: Fri Jun 22, 2012 10:52 pm
Location: United Kingdom

Post by Reliefman » Tue Oct 01, 2013 1:35 pm
Hi just received my Certificate of Completion just over 4 years after getting in touch with Melanie and her team and would like to say a BIG thank you for help. It has been a Regimented and long road which I believe is the only way to put your mindset to see the light at the end of the tunnel. I have now completed 100pence in the £ and a new fresh life awaits Many Thanks once again For Being there.
 
 

footiemad

User avatar
Posts: 1889
Joined: Mon Jun 13, 2011 9:33 am
Location:

Post by footiemad » Tue Oct 01, 2013 1:53 pm
That's a lovely post. Well done and good luck for the future. Enjoy x
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Oct 01, 2013 2:38 pm
Excellent .... well done :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

brokebryn

User avatar
Posts: 316
Joined: Tue Jan 17, 2012 6:32 pm
Location:

Post by brokebryn » Tue Oct 01, 2013 4:45 pm
Marvellous news, what a great achievement! Well done indeed.
Last monthly payment made 3 June 2013 after 6 long years. CC issued 21 August 2013, but, er, lost in the post. Finally got it 17 September.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Tue Oct 01, 2013 5:42 pm
Fabulous have a very happy debt free future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kev59

User avatar
Posts: 775
Joined: Thu Sep 22, 2011 8:03 am
Location: United Kingdom

Post by kev59 » Tue Oct 01, 2013 5:49 pm
well done.
IVA now over with and it was worth it.
now starting my life again,
 
 

andrewgoodman121

User avatar
Posts: 470
Joined: Fri Dec 21, 2007 2:08 pm
Location: United Kingdom

Post by andrewgoodman121 » Tue Oct 01, 2013 7:46 pm
Good Luck!!!!!Kev59
Just waiting for my Completion Certificate also as i am with Melanies team so not long now!!![:D]
 
 

Kelly O

User avatar
Posts: 1089
Joined: Wed Mar 07, 2012 2:52 pm
Location: United Kingdom

Post by Kelly O » Tue Oct 01, 2013 10:33 pm
Hi Reliefman and congratulations on successfully completing your IVA :-)

I just wanted to wish you all the best for the future and if you need help clearing your credit file you can find the information you need here http://www.pjgrecovery.com/clean-up-credit-rating if you have any questions do not hesitate to contact me

Thank you for your kind words and Melanie and the team :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Wed Oct 02, 2013 4:13 am
I've just bookmarked that link to look at myself.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Reliefman

User avatar
Posts: 20
Joined: Fri Jun 22, 2012 10:52 pm
Location: United Kingdom

Post by Reliefman » Fri Oct 11, 2013 3:57 pm
Thanks all, During the IVA you see the comments of peeps finishing their road and think yours is a long way off, But it comes around to YOU quicker than you can imagine. Best wishes Kev59 on the wedding mine is around that time not finalised yet though. Thanks Kelly O on the advice will come in handy as after completing things are a bit sketchy on clearing your credit file. Good Luck to one and all!!
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Mon Oct 14, 2013 1:07 am
Sue and I were only saying the other day, what a real sense of satisfaction we get when we are closing down IVAs, as we can generally remember most of our clients from the early days and recall the stress and pressure you were all under at that time. Achieving 100p in the £ of course is a bit special, and you have worked so hard to achieve that - so we are all really proud of you.

Sending all of our very best wishes for the future.
Regards, Melanie Giles, Insolvency Practitioner
 
 

andrewgoodman121

User avatar
Posts: 470
Joined: Fri Dec 21, 2007 2:08 pm
Location: United Kingdom

Post by andrewgoodman121 » Thu Oct 17, 2013 12:12 pm
Many Thanks for all your Help Melanie and also for your support in getting my IVA concluded.
It was sometimes a frustrating and rocky road but i now have a clean and fresh outlook and i don't think i will ever be going down the easy credit route EVER!! again.
From now on it is just Visa Debit Only and Hard Saving as i would rather know where i am and always have the feeling of having money behind me and being DEBT FREE!!!.[:D]
Last edited by andrewgoodman121 on Thu Oct 17, 2013 12:13 pm, edited 1 time in total.
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:

Post by Tina Shortland » Thu Oct 17, 2013 3:21 pm
Sounds like a great plan Andrew!!

Best wishes to you too Reliefman - your post had come on whilst I was away so only just seen it :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Kelly O

User avatar
Posts: 1089
Joined: Wed Mar 07, 2012 2:52 pm
Location: United Kingdom

Post by Kelly O » Thu Oct 17, 2013 6:44 pm
Congratulations to you both and all the best for a debt free future :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Jesah

User avatar
Posts: 22
Joined: Fri Oct 18, 2013 8:25 pm
Location: United Kingdom

Post by Jesah » Fri Oct 18, 2013 8:41 pm
Touché
We'll done Andrew.

I'm on your wave length with that one.

53 down 3 to go.
15 posts Page 1 of 1
Return to “IVA completed !!”