I made my last payment to my iva in March. I have sent my income and expenditure to them.when do I check that my credit files are up to date and my iva is removed from my records. I have been paying into my iva for seven long years.
With a 7 year arrangement it should disappear withing the next few weeks. Default dates will need to be checked, but should have already started to drop off. Have a look here:
Your credit records should start to show self-repair with dedaults dropping ofF. The IVA will remain on file until closure certificate has been issued ...once received by credit agencies and insolvency service it shoukd be removed quickly without further delay. You should check when this happens that a correction notice is not put on your credit files instead as this will continue to show and impact on future credit applications.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !