I have received a letter from Grant Thornton asking me to provide proposals how I make the sum of 90k estimated equity available to voluntary arrangement
I don't know how to respond
They are talking about equity release which you won't be able to do as remortgages are not available now.
Have you had a proper valuation done? If so then get it in writing and also get two rejections on the remortgage side (one from your current lender and one from another lender) and submit them to GT.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You have to demonstrate that you have complied with the terms in your arrangement -- usually attempt to remortgage, which fails ( they will want to see evidence) then propose to extend the IVA by 12 months as per the agreed terms.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Give them what they require to prove the remortgage is not possible and confirm you don't have a third party able/willing to offer a lump sum equal to the remaining payments.