Personally I'd tell my IP to sort it all out and wipe my hands of the whole affair, cheque wasn't made payable to you so how can you be liable for it going missing. Chances are you would have seen non of it anyways. Your IP is being paid a fee to administer the IVA, tell him/her you have no responsibility to recover or chase this money.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
I agree with Lisa - this should be reported to the police as fraud.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Have now reported it to police..Also santander have said take it to financial omnidsman.
Have an email from mdc saying they have nothing to do with consumer advisory services and letter from santander saying other wise.i believe santander have made a mistake in letting the cheque clear as it wasnt endorsed..
Hopefully this will be sorted for you and you can put this behind you.
Make sure you keep copies of all correspondence.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk