At last after 6 and a half years I received my IVA completion cetificate from aperture, it seemed at some times that it was never going to end but it did, so to all those still in an arrangement keep going you will get there in the end. I would also like to thank anyone who answered any of my queries on here during the last few years, thanks.
Congratulations and look forward to your debt free life!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk