Hi I wonder if anyone can help.
My IVA started in may 2011 but due to a term of unemployment and not being able to remortgage it won't finish until may 2019.
My question is when will it be removed from my credit file, may 2017 after 6 yrs or may 2019 when it finishes
It will come off the file when, or shortly after, it finishes. However, the defaults for the individual loans will fall off at the 6 year mark, assuming they are dated correctly as the start date of the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014