Could I offer a lump sum to end IVA ?

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rob090881

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Post by rob090881 » Fri Apr 29, 2016 10:44 pm
I said it would be a couple of months, but they have dragged it out! I had a letter yesterday to remove our restriction from the land registry.
Realistically, what is left to do, and how long should it take now?
Our IP has become not very helpful in giving us helpful information :(
 
 

Shining

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Post by Shining » Fri Apr 29, 2016 11:16 pm
Unfortunately, some companies tend to drag their feet at this point. Although not right, I do believe it's he who shouts loudest so therefore, make sure you're visible and don't let them forget you - a lot of professionals do say closure shouldn't be a long process and I'm always amazed how it varies between companies. Hoping you get that certificate as soon as possible.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Foggy

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Post by Foggy » Sat Apr 30, 2016 10:24 am
The removal of the restriction is a good omen, I would hope that your letterbox will soon be bearing good news !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue May 03, 2016 10:03 am
The maximum closure time for some firms is 6 months before a formal complaint would be considered.

As your variation mtg was held in December I would say that you shouldn't have too much longer to wait - it it drags on past 6 months I would then make a formal complaint to your IP but it does sound like they are almost there with the removal of the caution.

Have you asked them for an update?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

rob090881

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Post by rob090881 » Tue May 03, 2016 8:42 pm
Yes, I have Lisa.
I wrote a polite email which questioned the speed of their work. I said i hadn't heard anything for 4 months, and feel i should have had some form of update, and requested a schedule of their plans to finalise everything. I received a very generic email, stating that they couldn't give me any details, apart from the fact they have prioritised my file. Just have to wait and see i guess :(
 
 

Lisa Thomas

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Post by Lisa Thomas » Thu May 05, 2016 12:13 pm
Best of luck - I hope they sort it quickly for you.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

rob090881

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Post by rob090881 » Fri Aug 26, 2016 10:32 pm
Almost 8 months on, and I now have my CC! Turns out my IP (Kingsgate) has been taken over by a new IP. Probably explains a bit of the delay. Thanks for all you lr help, this forum has been a massive help. I will endeavour to help others on here now, when I can
 
 

kallis3

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Post by kallis3 » Sat Aug 27, 2016 7:16 am
Brilliant news Rob - really pleased for you and look forward to you helping others.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Sat Aug 27, 2016 8:41 am
Well done, Rob. Onward and Upward :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Lisa Thomas

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Post by Lisa Thomas » Thu Sep 01, 2016 9:26 am
Great news well done! Best of luck for a debt free future.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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