Dear Antony,
I have sent you an e-mail this morning in response to the e-mail which you sent yesterday to several Aperture e-mail addresses and also to the general ClearDebt “Enquiries” mailbox.
With my response, I have also attached a copy of the reply which was sent to you on 6 January 2016 in response to the letter ClearDebt received from you on 5 January 2016 (dated 25 December 2015), so it is unfair to say that ClearDebt did not respond to your letter.
For the benefit of other readers, I should also point out that you did not make your final contribution owed for additional earnings in the final year of your IVA until 26 October 2015.
After that time, letters were sent to your creditors to provide them with a Notice of Intended Distribution and giving them a final opportunity to submit their claims.
This notice expired on 5 January 2016 (the same date that your letter was received) and the response which you were sent explained this, as well as explaining that we had not received a copy of the signed disclaimer letter which was previously sent to you (in March 2015) regarding compensation for mis-sold PPI.
A further copy of this disclaimer letter was also posted to you, for you to sign and return on 6 January 2016, however this was not received back until after your case had been transferred to Aperture (on 29 January 2016.
Whist I do not agree that it is ClearDebt who are at fault, I am naturally concerned to hear of your frustration and have e-mailed a senior member of the management team at Aperture and asked that they contact you as a matter of urgency to address your concerns; however, as I am no longer the Supervisor of your IVA and ClearDebt do not have any further dealings with your case, I am sorry that I am unable to assist any further myself.
Sincerely
David Mond
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.