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freelili
Forum Expert
United Kingdom
4789 Posts |
 Posted - 08 February 2010 : 22:16:42
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I just wrote a post and lost it because I wasnt logged in, if it comes on twice I apologise. I couldnt find it.
I dont know if I dreamed this but is there a lease car company that would accept someone who has a 'blow a credit check computer' type credit rating?
My car is a cause for concern, an MOT last week wasnt too bad; £170. The last two trips before today, after 10 minutes the gear stick was really stiff and I could barely get the thing into gear, any gear. Today it went completely I had to coast into Tesco's car park, turn it off and start it up in gear, thats the only way. Green flag wouldnt tow it because by the time they got there, it was drivable. It only packs up when its warmed up, he diagnosed a dry gearbox. I am fearing open wallet surgery.
I so should have bought a car when I had the chance.
Hope everyone is Ok, I am nearing the end of my course, the work is full on right now. I will not know if I have passed until the end of March. I have a bit of a health issue, which is being ignored for the time being. Coley boy is healthy and beautifully affectionate at the moment. One of our other cats got stuck up a tree today, my son climbed up and got her down, agains my advice.
Thanks for anyones help here. |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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MelanieGiles
IP
30800 Posts |
Posted - 08 February 2010 : 22:19:05
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Wonderful to her from you againn, and that you and yours are OK. Hope to see you posting a bit more now your course is coming to an end.
Sorry to hear about the car. Duncton Leasing are the only company that I know about, but they do need payments of between 3 to 6 months lease payments in advance. I think that you can go on line to see the range of cars they currently have available - so give it a go. |
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp |
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 08 February 2010 : 22:20:10
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| Your a flipping star and so quick, bless you. Hope the litte twins are doing fine, I often think about them. |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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Skippy
Moderator
United Kingdom
16267 Posts |
Posted - 08 February 2010 : 22:21:37
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Hi Lily, it's good to hear from you, and I have to apologise for not emailing you for so long. I'm glad Coley Boy is doing well, and Harry says hi to his friend! He also said to tell your other cat that tree climbing isn't worth the effort!
I hope your course is going well, and I'm sure you'll pass in March - don't forget to let me know.
Anyway, back to your question - the company that's often mentioned on here is Duncton, www.duncton.com
I hope you can get something sorted out as it must be a worry for you xxx |
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
View my blog at http://skippy13.blogs.iva.co.uk/
Last IPA payment made 28th June 2010 - it's finally over! |
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
Posted - 08 February 2010 : 22:22:18
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| Those twins are now 5 months old Lilli and they're doing great very special little boys. Glad Coley is doing ok and look after youself won't you lilli x |
http://thereisanend.blogs.iva.co.uk/
Downhill now 31/60.... |
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andy9848
New Member
17 Posts |
Posted - 08 February 2010 : 22:27:01
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Hi just used Duncton after advice from many on here , great service , have to come up with 3 months deposit first but a good range of cars and im still in my iva which wasnt held against me.
Thanks to all who suggested them appreciate it |
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
Posted - 08 February 2010 : 22:29:33
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| Glad it worked out for you andy, nice to have positive feedback from someone using them. I believe Julie and possibly Andy does too. x |
http://thereisanend.blogs.iva.co.uk/
Downhill now 31/60.... |
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Skippy
Moderator
United Kingdom
16267 Posts |
Posted - 08 February 2010 : 22:30:53
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| I'll definitely consider them if my car doesn't last until my BR has dropped off my credit file. It's only 5 years old this year, but there are already a few little hiccups! |
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
View my blog at http://skippy13.blogs.iva.co.uk/
Last IPA payment made 28th June 2010 - it's finally over! |
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 08 February 2010 : 22:31:30
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Yeah. thanks so much, I will in touch, I want to get a job at the end of my course. I am fine, I think so anyway. I not going to give up on my new life. I just wish I had done things a bit differently, I could have bought a newer car, I thought about it but didnt do it. Hindsight eh?
I have to say, its a bitch being in the sticks in winter, we had two burst pipes and its been snowing again today. I cannot wait for the spring, bring it on.. This house is freeeeezing, the heating system is well, crap. Anyway, I am so going to celebrate the spring, might even go up to that place in the stone thing. Become one of those long gown types. I say, and I will probably get shot for this, bring on global b***** warming. I need some of that, I recycle and all that but if you ask me the polar bears have got nothing to worry about.
Coley boy says hi. He is looking at me right now, so cute... he has this new habit of announcing himself, its really cute.
Love to all, you lovely people you.
xxxxxxxxxxxxxxxxxxxx |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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Skippy
Moderator
United Kingdom
16267 Posts |
Posted - 08 February 2010 : 22:33:28
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| They'll have to shoot me as well Lily as I completely agree with you! I'm fed up with being cold! |
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
View my blog at http://skippy13.blogs.iva.co.uk/
Last IPA payment made 28th June 2010 - it's finally over! |
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 08 February 2010 : 22:40:54
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My car is 2001 so its nine years old now. The mechanic today said it was in good nick. Then again he dosent have to pay the bill. It has only had one owner and me. I just hope it gets sorted tomorrow without too much money, I saved £300 for the mot, I thought I might need some tyres. Holding the road hasnt been that good, mind you they dont grit these little lanes. Anyway, I will give these people a go. I do save money now and I was going to save for a kia or something cheap and cash. Can you trust those people selling cars off their drives? I dont know. I have heard they fail the MOT most out of all the cars.
I have got some cheap ticksts to London next week, going to take the kids but it really depends now on that heap of junk, I mean car.
Best laid plans, eh?
Anyway cherio for now and thanks again for your help.
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LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 08 February 2010 : 22:49:36
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| Exactly Skip, how can they say global warming. I know our waste is a bit much, totally agree with that but please..... its freezing. Firstly I put thows over the sofa's so we could feel a bit warmer. Now its throws and those microwaved warmy type thingies and full on socks and slippers. |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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kallis3
Moderator
27 month\s down 33 month\s to go.
United Kingdom
35545 Posts |
Posted - 08 February 2010 : 22:53:26
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Nice to see you again Lily and glad the course is doing ok.
Coley sounds wonderful and so glad he made a full recovery.
Sorry your car is being a pain. Hope it lasts out or that you can manage to get another one.
I'm fed up with the cold as well - sick of snow and ice. |
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
27 down, 33 to go.
Jan
xx
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 09 February 2010 : 11:13:34
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Hi Melanie, I didnt see your post there. Youre still here then? ~Giving out your lovely advice to people...There is nothing to compare with the hope that this site gives to people in debt. Its a horrible place to be and no matter what happens now, I know I can get through it and am still smiling.
Thanks very much, its nice to see you again also.
I havent taken the car yet, had a fall down the stairs last night, nothing serious. We have a downstairs bathroom and the stairs spiral at the top. I missjudged it and have a bit of a bruised botty. I am fine as long as I dont sit down. I dont think I would cope with the bus back or the walk so my son is coming home to help me. He is a good one, bless him.
I have just taxed the car and last week got a nice green MOT, so I am going to hang on and save up for a few months. The green flag bloke that came out yesterday said it wouldnt cost much to solve the 'dry gear box' problem. Although if his idea of being with me within the hour is anything to go by, I am in trouble.
I do have a decent contigency and some put away for London next week. Hopefully the problem will be solved. The cars look great on the site its a very good idea.
Thanks for all of the replies.
Lots of love for now. |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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Skippy
Moderator
United Kingdom
16267 Posts |
Posted - 09 February 2010 : 11:17:18
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Oooh, that sounds painful! I hope you're feeling better soon.
I hope the car isn't too expensive, and that you have a great time in London xxx |
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
View my blog at http://skippy13.blogs.iva.co.uk/
Last IPA payment made 28th June 2010 - it's finally over! |
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Julie
Forum Expert
United Kingdom
7354 Posts |
Posted - 09 February 2010 : 11:18:52
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Hi Lili,
Just saw this and wanted to say Hi to you and Cole 
Glad you stuck wioth your course and its nearing the end....best of luck for the results 
Hope the car gets sorted....and your botty isn't too sore  What are you like! 
Love to you all and sooooooo ice to see you posting again xx |
Julie x
If you can't say anything nice...don't say anything at all !!
Please visit my blog.
http://swansgirl.blogs.iva.co.uk
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 09 February 2010 : 11:43:30
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Awww thanks. I am just going now, its so nice to hear from you also. Have you all changed your names? I am seeing Lisa and Julie and I am thinking youre swansgirl, right?
I am not too bad, I have done the washing and vacuumed and put some washing out (its been sleeted on, who cares?). Made the beds to a fashion, pulled them over as my Mother would say. I cant quite do the dishwasher that bit between bending and standing is a bit oouchy.
Oh and by the way, I am still not smoking, its been seven months now. |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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Julie
Forum Expert
United Kingdom
7354 Posts |
Posted - 09 February 2010 : 12:14:24
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Yes its Julie aka swansgirl
Well done on the not smoking!!! Keep it up and keep in touch xx |
Julie x
If you can't say anything nice...don't say anything at all !!
Please visit my blog.
http://swansgirl.blogs.iva.co.uk
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freelili
Forum Expert
United Kingdom
4789 Posts |
Posted - 09 February 2010 : 16:12:36
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| I am not quite sure what to make of what they are saying about my car. I had a clutch fitted in 2008 and they said if the clutch has failed then its under warranty, however, if I have been driving it wrong and the clutch is worn out then its my fault. Hmmmm...I have been driving around for more than twenty years now and have had only one new clutch, can you knacker a clutch in 19 months? They also need the paper work which I cant quite locate, I think its with the car. If I could stand on some step ladders and get the folders down I could take a peek in the boxes but I am not up to it. I know I will have kept the paper work, even if I havent the money will be on the bank statements from that time, I keep everything. They are still waiting on confirmation about whats wrong with it. I dont usually worry about these things as you cant change them. It doesnt look like we will be going away next week. Never mind, everthing happens for the best.... right? |
LILY
http://freelili.blogs.iva.co.uk
I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior. |
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moretolife
IVA Artisan
United Kingdom
1629 Posts |
Posted - 10 February 2010 : 00:24:17
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| Hey there Lily..just caught this thread...good to see you again..always loved the flying dove..!! |
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy
Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk |
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Car advice for an old friend.
