Will I be able to get a mortgage? IVA completed about 3 years ago.

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Lee.12

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Post by Lee.12 » Wed Nov 19, 2014 1:18 pm
i completed my iva about 3 or 4 years ago, i want to buy my first property, shared ownership, will i be able to get a mortgage?
 
 

Michael Peoples

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Post by Michael Peoples » Wed Nov 19, 2014 1:35 pm
If the IVA commenced more than six years ago your credit file should be fine but still use a broker who specialises in this type of work. When did your IVA start?
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Lee.12

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Post by Lee.12 » Wed Nov 19, 2014 2:01 pm
it started in 2006
 
 

Michael Peoples

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Post by Michael Peoples » Wed Nov 19, 2014 2:09 pm
Then it should be possible to get a mortgage with a high street lender. Try one of the brokers such as Shaun Vickery or Ryan who post here as they are specialists in this market.
Last edited by Michael Peoples on Wed Nov 19, 2014 2:15 pm, edited 1 time in total.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Foggy

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Post by Foggy » Wed Nov 19, 2014 2:14 pm
As Michael suggests, have a word with Ryan and / or Shaun. You ca find there details by clicking on the "Ask a Question" link(top left) and scrolling down to the Experts Details section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Lee.12

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Post by Lee.12 » Wed Nov 19, 2014 2:22 pm
i have been in touch with shaun, great help so far so fingers crossed, thankyou all
 
 

Shaun Vickery

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Post by Shaun Vickery » Wed Nov 19, 2014 2:27 pm
Lee, I gather you have now spoken to one of the Advisers in my team. I hope they'll be able to help.
Specialist Mortgage Advisers. Highly Commended at the British Mortgage Awards.

For individual, confidential mortgage advice see my details under the IVA Experts or go to http://clients.theselectpartnership.co.uk/
 
 

Lee.12

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Post by Lee.12 » Wed Nov 19, 2014 2:38 pm
hi shaun
yes spoke to tim, hopefully going in the right direction now, thnaks for your help
lee
 
 

Michael Peoples

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Post by Michael Peoples » Wed Nov 19, 2014 2:43 pm
Best of luck Lee with the application and let us know as and when you move into your new home.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

bridgey

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Post by bridgey » Thu Nov 20, 2014 8:54 am
Santander do (or did) do shared ownership mortgages
Half the lies you tell aint true
 
 

Ryan

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Post by Ryan » Thu Nov 20, 2014 10:25 am
Hi Lee,
Santander will not do a mortgage for people who have had a IVA, so not an option i am afraid.
Sure you in good hands with Shaun.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
 
 

Lee.12

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Post by Lee.12 » Thu Nov 20, 2014 10:58 am
hi
yes i looked into them and saw that, thankyou though
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