If the IVA commenced more than six years ago your credit file should be fine but still use a broker who specialises in this type of work. When did your IVA start?
Then it should be possible to get a mortgage with a high street lender. Try one of the brokers such as Shaun Vickery or Ryan who post here as they are specialists in this market.
Last edited by Michael Peoples on Wed Nov 19, 2014 2:15 pm, edited 1 time in total.
As Michael suggests, have a word with Ryan and / or Shaun. You ca find there details by clicking on the "Ask a Question" link(top left) and scrolling down to the Experts Details section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014