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villapb
Posts: 111 Joined: Wed Nov 06, 2013 1:15 pm
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Completion Certificate finally arrived this morning seven years from first visit to IP....OMG WHAT A RELIEF
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Congratulations villapb -- officially debt free at last
Onward and upward .......
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
linrog
Posts: 305 Joined: Sat Oct 04, 2014 7:16 pm
Location: United Kingdom
well done xx
full final paid over 29/2/16 cc arrived 12/4/16 its all over
Michael Peoples
Industry Expert
Posts: 15189 Joined: Mon Nov 03, 2008 12:36 pm
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Congratulations from me too and hopefully now no one will ever know you had debt problems.
villapb
Posts: 111 Joined: Wed Nov 06, 2013 1:15 pm
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Thanks guys ....funny feeling tbh so used to life in iva....lesson learned.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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so pleased for you, lovely christmas present and a great start to the new year.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
ivamess
Posts: 253 Joined: Wed Feb 05, 2014 2:02 pm
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That is brilliant news and at the right time of year too! Cannot wait until it is my turn
but still got over 4 years. These threads help people like me to realise that there IS light at the end of the tunnel, so thank you very much for sharing.
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Great xmas present !!
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
Adam Davies
Posts: 14596 Joined: Thu Mar 29, 2007 12:21 pm
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Hi
Well done
Getting through an IVA is not easy
Good luck for the future and please keep posting, your experience will help many
Regards
Andam Davies
seagulls
Posts: 318 Joined: Thu Jun 07, 2012 8:28 pm
Location: United Kingdom
Congratulations ! Great timing for a stress free Christmas with hopefully just a little more cash to splash !
As you say the new habits learnt will be with you now ..we are all so much wiser now !
Goosed
Posts: 953 Joined: Tue Jan 19, 2010 8:40 am
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Well done villapb,
Enjoy your Christmas and debt free future.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Eric Cantona
welshwiz
Posts: 531 Joined: Sat Dec 29, 2012 4:13 pm
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Well done 7 years must have seemed like a lifetime but what a great Xmas present.