Should I be worried that PPI has never been mentioned. We are 2 months into our sixth year.

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shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 2:34 am
We are 2 months into our 6 year (due to equity extension)I'm reading more and more about PPI claims,as far as I'm aware we didn't have any PPI with any of our creditors as it's something I never wanted. It's never been mentioned throughout annual reviews. Should I be worried about this cropping up now we are so close to the. Just want to get to the end without any problems. Thanks
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

kallis3

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Post by kallis3 » Tue Feb 02, 2016 8:57 am
You may find they have already done some checking - I take it you've never had to sign anything?
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shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 9:01 am
No Kalis, not signed anything. Not even being mentioned.
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

Michael Peoples

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Post by Michael Peoples » Tue Feb 02, 2016 9:42 am
Not all firms did investigate PPI and hopefully yours will not start now. Who are you with?
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 9:48 am
Hi Michael, we are with FJ.
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

Michael Peoples

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Post by Michael Peoples » Tue Feb 02, 2016 9:54 am
They have representatives on here who seem to be pretty good in sorting out any problems their clients may have. It might be worth dropping them an email and seeing if anything needs done before closure. It may have been that they did carry out a search and found nothing which is why you have never heard anything but worth contacting them for clarification anyway.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 5:07 pm
Ok. Thanks for your reply. I'm scared I might open a can of worms! I will call them though, I just have to build myself up to it!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 6:29 pm
I was brave and made the call, spoke to a very helpful lady who has told me no PPI involved, no more reviews and no more additional money to be paid in. 11 more payments of £422 and we are done! Phew!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 6:31 pm
Sorry make that 10 more payments of £422!!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

kallis3

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Post by kallis3 » Tue Feb 02, 2016 7:16 pm
That's good!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

shazj1007

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Post by shazj1007 » Tue Feb 02, 2016 7:23 pm
Thanks kallis, I love this forum it's been a great help to me over the past few years and I'm sure I will continue to stalk it when our journey is over!
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE :D
 
 

kallis3

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Post by kallis3 » Tue Feb 02, 2016 9:05 pm
Please do! The forum always needs the experience of people who have done their time!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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