Holiday.
Our last payment was made in March, we know it will be some time before we receive our CC but I am scared to spend the extra cash each month, I have just booked a week away in October ,am I jumping the gun ?, as we are both in our late 70's it is nice to have something to look forward to at last. What do you think ?.
No, you're not jumping the gun as you have finished - enjoy the holiday!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Has your IP confirmed no further payments are due eg for any extension for equity etc?
If there's nothing else to do then personally I would start bothering them to close the case.
They have until September before a formal complaint would be considered/upheld but it really doesn't take that long - it should have been closed already.
Cleardebt sent me a fifth year review saying no further monies were due, we rent so have no equity, they cancelled the direct debit, aperture say they have to do an in depth review so it maybe 10 months before we get the C C,s as the new I P has got an extension to The iva,s they acquired from cleardebt hence more waiting.
We have signed deed of assignments for PPI and packaged bank accounts last year following cleardebt,s mass variation meeting. The letter we had from cleardebt in February said as we are coming to the end of our I V A they required three months bank statements p60,s etc these were sent then in April we got the letter which contained our 5th year review .Aperture told me in April it would take a few weeks to go into closure, five weeks later I was told it would take 6 to 8 weeks to get into closure. Then 6 months to complete.
Update completion cert., by email today hip hip etc.,thanks to everyone on the forum for your advice and support it has been invaluable kept me going from debt pit to debt free, best thing we ever did, I don't know how to celebrate maybe change the holiday from a week to two.cheers everyone.
Great news Freda - really pleased for you and enjoy that holiday!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk