Had an email today to say my IVA is now with Aperture as they have taken on Cleardebt's portfolio....I have to say I am surprised...Says nothing will change. So hopefully it won't as Cleardebt have been excellent throughout my IVA and I only have 3 payments left!
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
It shouldn't matter with 3 payments to go other than gt are rubbish at issuing completion certificates.
What I'm trying to get my head around is you saying it is clear debt as in David Mond?
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
" I am writing with some exciting news – Aperture Debt Solutions LLP ("Aperture") has recently acquired the IVA portfolio of ClearDebt Limited and will now be looking after the supervision of your IVA. This follows an agreement between ClearDebt and Aperture and an Order made in the High Court of Justice."
Hope I am allowed to post the above.
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
I am surprised about this - first I've heard of it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have actually sent a message to David to see if this is true.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have tried lots of google searches, found nothing on this but did see on drsp website that they are now investigating missold dmps! I know others have said it but may be iva misselling is next!
Unless I have been sent a spam email from some Company??? But have only ever had proper emails from Cleardebt to my email address...so didn't give any thought to the possibility it might be spam!!
title of the email is:
"Your Individual Voluntary Arrangement ("IVA") with ClearDebt Limited"
The Aperture Company have a Belfast address...
Apologies if it is SPAM!
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
There was a link on the email to take me to their FAQ which i have just done - sorry didn't not sure if i am allowed to post links on here.
Few of the things it says:
We recently re-launched as Aperture from Grant Thornton IVA, and we have over 20 years’ experience in helping our clients to recover from debt and getting them on the path to a brighter future.
ClearDebt have recently undertaken a strategic review of their business and have made the decision to no longer supervise this portfolio of IVAs. As such, our role is to act as Supervisor of the IVAs and to work with you to ensure that the arrangements can progress to completion.
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If true this is another nail in the coffin for "Independent" IVA providers. Soon there will be three or four large providers, in the creditors pockets and IVA's will be creditor run by the back door.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I might have disagreed with 90% of everything linked to them but at the same time David was a force pushing for change.
If true as Foggy implies this is a game changer.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Having turned 70 last November and having been involved in the personal insolvency arena for 46 years I have been told by my children and grandchildren to try and take it easy.
ClearDebt have passed over the administration of approx 8,700 cases to Aperture with effect from 29 January 2016 and relates to those cases on our books as at evening of 13 January.
We are still continuing and will build up our book again and still offer the most appropriate advice to consumers who wish to use our services.
If any former client of ClearDebt who has any problems or issues with Aperture they can always post here and I will be available to help as always.
Thanks for all the ClearDebt praise, it is appreciated.
Regards
David
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
