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Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
hello
basically im trying take extra lending with my morgage company for home improvenents but while going thru the application they tell me that accuma insolvancy (mpc frayne) have a hold on my account for an iva that i looked into but never went ahead with 8 years ago.
Accuma have gone bust and i need this removing to go a head can anyone help me ??
Nutkins
Posts: 132 Joined: Thu Feb 21, 2013 5:27 pm
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You probably need to obtain copies of your credit files from all 3 agencies and ask for this to be removed!!
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Did you get as far as signing an RX1 -- a restriction on the title of your house ? This will need to be removed by the Land Registry.
Do you know who took over Accuma's case load ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
its nowt to do with my credit file,there is not as thing on my credit file about this its filed against my morgage at loyyds bank and i want to up my mrgage but they will not take it any further untill they have a letter from accuma or someone else to remove it???really dont know what to do
Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
who are gt?? i need to find out who took over acummas accounts
MelanieGiles
Industry Expert
Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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I know Matthew Frayne very well, and will happily forward a message to him for you if you want to email your details
Regards, Melanie Giles, Insolvency Practitioner
Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
hello melanie
my name is *name removed* and my mobile number is *number removed* and my email is *address removed*.
thank you very much for your help
Paul
Last edited by
Pauld0872 on Wed Apr 02, 2014 9:16 pm, edited 1 time in total.
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Hi Paul. I have had to remove your details as these are not allowed on open forum to protect your identity and to stop you getting spammed to death!
I will pass the details direct to Mel.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
Still geting no where with this can anyone help ??
MelanieGiles
Industry Expert
Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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My fault Paul - I have not had time to deal with this yet due to a lot of meetings away from my base office - I have set myself a reminder to contact Matthew for you tomorrow.
Regards, Melanie Giles, Insolvency Practitioner
Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
Thank you Melanie it would really help me out,paul
Pauld0872
Posts: 10 Joined: Mon Mar 31, 2014 6:50 pm
hello mel
have you got anywhere contacting matthew ??
regards
paul
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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I'll bump this up for you Paul and hopefully Melanie will be on a bit later tonight
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.