Hi, Well I did receive a call back from Clifford Watts, who were very helpful and explained everything brilliantly. They are still very much in operation and have just been finalising my own PPI claim. I put the wheels in motion on this in February, but I think it was delayed due to the transfer. It is worth noting that although many Iva companies have their own "in house" PPI claims teams, as in with PJG and Clifford Watts, the 2 run alongside each other, but are 2 independent companies. This is why Clifford Watts are still investigating PPI claims. I was given the choice of not finalising my claim with them, but as its near enough complete, I am hoping to stay with them. If I were to go with Creditfix to investigate PPI, I would have to start again. Once my claim is complete, I will receive written confirmation from CW that all PPI has been investigated. I would hope that this would be acceptable to Creditfix? I would also think that I would not need to sign the modifications if my PPI claim has already concluded?
I have to say, that after my conversation today I feel quite reassured and much happier. The important part of an IVA is the proposal stage, and once terms have been set, they cannot be changed. I am lucky, and have had a fairly smooth ride during my IVA so far (touch wood!) Ive had minimal contact with PJG, and this is because of the way it was set up. For this, I am very grateful to Melanie and her team.
Ivamess, would you have to have both companies investigate PPI? as i said, surely if you have formal, written notification that its been done, that should be enough. If CW have said they will ring, then I'm sure you'll hear from them soon. it sounded like they are going through all ongoing claims at the moment.
