font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Lisa Thomas
I agree - ask your IP to put forward a variation to creditors to accept payments to date in f&f and close the IVA.
Hi Lisa, thank you for replying.
I have spoken to them as things have progressed with my husband who now has kidney disease in his remaining kidney.
When I asked for a variation to be put forward as per your advice, they said a remortgage was still required - we are in our 5th year now. They want a valuation, letter from doctor to say he cannot work before they'll set up a meeting with creditors.
We've paid £34608 and the IVA expected is £43,260
They said the best case senario would be to complete early and the worst would be to complete the term of IVA at a reduced monthly payment.
Said it would take 2 months to say up meeting.
I don't know how to feel about this given that myself and our children are fearful of the future.