I would like to pay off our IVA with a secured loan.

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LL.w

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Post by LL.w » Thu Sep 22, 2016 3:59 pm
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I would like to pay off our Iva we owe about 10,500 approx is there a lender who will lend a secured on house
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rogwal

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Post by rogwal » Thu Sep 22, 2016 4:01 pm
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there are lenders but it is based on equity in property
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LL.w

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Post by LL.w » Thu Sep 22, 2016 4:04 pm
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Hi we have more than that as equity in our property
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Michael Peoples

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Post by Michael Peoples » Thu Sep 22, 2016 4:17 pm
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Contact Shaun Vickery who posts here as he has access to these type of products. His details are in the experts section.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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LL.w

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Post by LL.w » Thu Sep 22, 2016 4:25 pm
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I spoke with him and he could help due to us having solar panels on our roof on a rent a roof scheme
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kallis3

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Post by kallis3 » Thu Sep 22, 2016 4:53 pm
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Please can I ask that you change your name - it is not good to put email addresses on here.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Thu Sep 22, 2016 6:01 pm
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You are probably going to have similar problems with all lenders with the solar panels as this impinges on the value and security offered.

What are you planning to offer? Is this a sum based on remaining payments, or outstanding debt amounts?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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LL.w

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Post by LL.w » Thu Sep 22, 2016 6:04 pm
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It's outstanding debt amount
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kallis3

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Post by kallis3 » Thu Sep 22, 2016 6:15 pm
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Please change your forum name - you are liable to get a lot of spam mail and people may be able to identify you from it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Thu Sep 22, 2016 6:19 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesleylouisew@icloud.com

It's outstanding debt amount
You can offer a full and final payment to end the IVA early for much less than the outstanding debt. Creditors regularly accept payments based on the number of remaining payments ( plus 12 if equity is to be dealt with), multiplied by the current monthly payment. This will give the creditors what they signed up for.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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LL.w

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Post by LL.w » Thu Sep 22, 2016 6:22 pm
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Our 5 years is up next July

It won't let me change my user name do you know how to delete this account and creat a new one

Sorry
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kallis3

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Post by kallis3 » Thu Sep 22, 2016 6:29 pm
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We will contact admin and ask them to sort it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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LL.w

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Post by LL.w » Thu Sep 22, 2016 6:32 pm
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Thank you so much for that I new to this
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Foggy

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Post by Foggy » Thu Sep 22, 2016 6:42 pm
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I have requested that the part of the name after the @ is removed -- hopefully it should happen soon.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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LL.w

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Post by LL.w » Thu Sep 22, 2016 6:48 pm
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Thank you so much
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