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anthony.al
New Member
3 Posts |
 Posted - 09 March 2010 : 21:03:57
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| is there any provision in an iva for any holiday money entitlement. |
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Andy Davie
Administrator
IVA completed.
10766 Posts |
Posted - 09 March 2010 : 21:09:10
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Hi
No is the short answer, however if you can make savings from your expenditure allowance or save from your share of any overtime/bonus then you are free to spend this as you wish
Regards |
Andy Davie, IVA.co.uk spokesperson and a Debt Advisor
If you need any help or advice about the various debt solutions available please contact me via my website at www.andydavie.com
Author of "Real life IVA stories" and Debt Counsellor of the year finalist 2010 |
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clareyfarey
IVA Junior
58 month\s down 2 month\s to go.
United Kingdom
82 Posts |
Posted - 09 March 2010 : 21:13:43
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Hi Anthony
As Andy says, there isn't normally a provision for holiday's, because they're a luxury......That'd be one understanding set of Creditors!
I have been on a holiday through the Sun paper, it was great and just the ticket. I'm sure most of us on here can find £9.50 for a few days away
C |
58 down..... 2 to go! :)
read my story
http://clareyfarey.blogs.iva.co.uk |
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kallis3
Moderator
27 month\s down 33 month\s to go.
United Kingdom
35545 Posts |
Posted - 09 March 2010 : 23:10:07
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| If you can save any money, you can go away, or if you have generous relatives. Courtesy of my daughter, we managed to go to Egypt last year. |
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
27 down, 33 to go.
Jan
xx
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Darkdog
IVA Junior
5 month\s down 55 month\s to go.
United Kingdom
127 Posts |
Posted - 09 March 2010 : 23:56:52
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| we have already saved our fuel money for a weekend to Tenby at the end of May for our motorcycle, just hope it gets warmer :-) |
many a mickle makes a muckle ...... if only I hadn't spent all the mickles |
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
Posted - 10 March 2010 : 07:04:09
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| Some posters take advantage of the Sun deals or often Travelodge do £9.00 @ night deals and I use these for when I visit my family. |
http://thereisanend.blogs.iva.co.uk/
Downhill now 31/60.... |
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Beans on Toast
IVA Journeyman
27 month\s down 33 month\s to go.
United Kingdom
655 Posts |
Posted - 10 March 2010 : 14:01:15
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Last year we went to Argate........................... at the bottom of Ar garden 
Think we're booked again for this year too  |
An IVA, its not just for Christmas!! |
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briggadeen
IVA Junior
5 month\s down 55 month\s to go.
United Kingdom
122 Posts |
Posted - 10 March 2010 : 18:15:21
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| We're going to Thomasland (Drayton Manor) for my 3 year old's birthday. My parents paid for mine & hubby's birthday, whereas it would have went on the credit card in previous years. |
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kaza
IVA Junior
9 month\s down 51 month\s to go.
61 Posts |
Posted - 10 March 2010 : 18:25:52
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We are doing a Sun Holiday this year!!!!!! A bit different from Florida last year, but in 5 years time disney here we come :0)
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Helen
Forum Expert
IVA completed.
United Kingdom
6018 Posts |
Posted - 10 March 2010 : 18:59:14
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It can be a tough five years when you can't have a break but if you can be even more frugal etc, then why not.
what about selling stuff you no longer use on ebay? it might t ake a couple of years if you wanted to go abroad but it an be done.
These sun holidays sound like a great idea... I don't buy newspapers tho..lol.
xx |
IVA Completed
H xx
please visit my blog at: http://ladyh.blogs.iva.co.uk
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
Posted - 10 March 2010 : 19:04:13
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| Not sure if I'll get away but would like to think so, there was talk a few weeks ago that we were to go with son and his twins (6 months) adn they would pay for us if we would help with the care of the twins...might consider it, so long as I have the daytime to myself I can easily have them in the evening, plus they'll be over a year by the time we went. No more mention of it yet but you never know. |
http://thereisanend.blogs.iva.co.uk/
Downhill now 31/60.... |
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Helen
Forum Expert
IVA completed.
United Kingdom
6018 Posts |
Posted - 10 March 2010 : 19:08:39
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ooo Les, I hope so... it wil ldo you good to get away and sounds like an ideal situation if you're happy to do it.
xxx |
IVA Completed
H xx
please visit my blog at: http://ladyh.blogs.iva.co.uk
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
Posted - 10 March 2010 : 19:14:02
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| I don't mind having the twins in the evening, I never touch alcohol and don't like the loud social life so I'm happy pottering about local shops etc., |
http://thereisanend.blogs.iva.co.uk/
Downhill now 31/60.... |
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country girl
IVA Campaigner
16 month\s down 44 month\s to go.
United Kingdom
262 Posts |
Posted - 10 March 2010 : 21:40:28
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Hi
I save Tesco vouchers you get 4x their valve that will be our chance of having a holiday. Not the same as going to Turkey but at least you do not have to face all the bills when you get back!
Linda |
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flow13
IVA Journeyman
48 month\s down 12 month\s to go.
United Kingdom
608 Posts |
Posted - 11 March 2010 : 11:20:26
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| We are going on a sun holiday this year to Brean - although we did want Isle of Wight. Anyways we are having 5 days at Pontins. And we have managed to save enough and get a really good deal for 2 nights in a premier inn to extend our hols. xx |
There is sunshine beyond the clouds - so I am told!!!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
Last Payment 16th July 2011! |
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antm
IVA Junior
39 month\s down 21 month\s to go.
139 Posts |
Posted - 11 March 2010 : 11:50:28
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Holidays eh!
Well ive had a week in the last 3 years, just the tent weymouth and it was great, although my other half who doesn't fully understand why i never have any money, keeps saying she wants a holiday abroad. Its one of those i really don't want to let her down but also i can't tell her how bad my money situation is.
Ive been lucky the last few years as our holiday weeks have never matched up. This year its a bit different, i booked my weeks off work and she waited and booked the same, have no idea how to convince her a tent in wales is just as good as a beach in the med! |
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Simbel
IVA Campaigner
7 month\s down 53 month\s to go.
United Kingdom
310 Posts |
Posted - 11 March 2010 : 12:23:48
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Last year it was two weeks diving in the Maldives for us, this year we are hopefully going away for a week to a slightly less exotic place but nevertheless just as beautiful, Wales - but do you know what, I'm so looking forward to it. I really didn't enjoy last year's at the back of my mind there was always the worry of money. No such worries this year - a nice quiet week in Wales with just the hubby, the children and my mother-in-law who made it possible for us to go away with her.  |
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MelanieGiles
IP
30800 Posts |
Posted - 11 March 2010 : 19:32:50
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| As a fellow diver who hails from Pembrokeshire, let me recommend West Wales Divers in Talbenny. Fabulous boat dives around the islands - the seals are just amazing and there are a couple of wrecks too. No need for drysuits in the summer either - a 5mm long suit is fine. |
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp |
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Simbel
IVA Campaigner
7 month\s down 53 month\s to go.
United Kingdom
310 Posts |
Posted - 12 March 2010 : 09:56:41
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oooooh Melanie you are naughty - I wasn't even thinking of sneaking in a cheeky dive, but now that you mentioned it!!! (we have all our own equipment, no drysuits though, we use 5mm's plus a 3'm shorty if it's a bit nippy anyway - so I think we will give your suggestion some serious thought) |
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kallis3
Moderator
27 month\s down 33 month\s to go.
United Kingdom
35545 Posts |
Posted - 12 March 2010 : 10:09:34
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| Simbel - I love the Maldives and can't wait for my IVA to finish so I can go back again, but it's only snorkling for me I'm afraid! |
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
27 down, 33 to go.
Jan
xx
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Simbel
IVA Campaigner
7 month\s down 53 month\s to go.
United Kingdom
310 Posts |
Posted - 12 March 2010 : 10:24:42
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| Jan - they are lush, but have you seen how much they are asking for two weeks holiday out there now - it's just silly money (I think they just think of a number, any number as long as it has alot of 0000 in it) even though we can't go for the next 8 years or so, I still look at the holidays and dream - the diving out there was brilliant, but for whaleshark encounters we were better off snorkling - we had some amazing times with these beautiful creatures |
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Topic |
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is there any provision in an iva for any holiday
