Yes you can .... have a chat to two or three providers to go through your circumstances so you can consider your options. A good starting point to see recommended providers is www.iva.com
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Hi and a warm welcome to the forum. If you've recognised you have a problem with your finances or will have in the near future then it would be wise to talk to someone to try and find a solution. An IVA is an excellent debt solution but all solutions can be discussed by talking to a professional. All the best there will be a remedy for you and any other questions .. just ask.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
If your incomings are more than your outgoings, and you cannot afford to make the minimum contractual repayments to your creditors, then you are probably insolvent and a candidate for an IVA - but do look at all of the options, as there may be others than are more suitable for you to look into initially.
