During the course of the IVA creditors ( especially debt buyers) will put all sorts of defaults of various dates. Once the IVA has completed and you have your certificate you can ask them to date them correctly, so that they drop off with the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Thanks Foggy I didn't realise they could just add brand new ones as Northern Rock who they bought the loan off isn't even shown at all on my Noddle report. Was surprised they'd bother now it's 5 and a half years late but like you say, will deal with it when we have our certificate.
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr
IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
I didn't realise they could just add brand new ones as Northern Rock who they bought the loan off isn't even shown at all on my Noddle report. Was surprised they'd bother now it's 5 and a half years late but like you say, will deal with it when we have our certificate.