Completion certificate received, advise please

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rosalyn

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Post by rosalyn » Sun Apr 06, 2014 7:14 pm
I have finally got to the end and am really happy that I have.

Just one final question, I am in possession of my completion certificate and have been advised to write to credit companies (experience etc) advising the, of me finishing as apparently it can take time for them to update records.

Any advise on this or experience?

Thanks and also thanks to those who have helped me with advise in the past

Regards rosalyn
 
 

Foggy

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Post by Foggy » Sun Apr 06, 2014 7:44 pm
Hi and well done on getting to the end and being officially debt free :-)

There is some useful information here:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Shining

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Post by Shining » Sun Apr 06, 2014 9:13 pm
The link to the guide that Foggy has posted is very useful and I used this myself.

Well done on completing, enjoy your debt free future.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

rosalyn

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Post by rosalyn » Mon Apr 07, 2014 5:14 pm
Thanks both
 
 

sponge

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Post by sponge » Mon Apr 07, 2014 6:52 pm
Great to see another poster get off the IVA treadmill!

Whilst it's useful to let the CA's know, the IVA n defaults will stick on you CR for six years, so fiscally life starts after that point. (best wait till then) just my take on it

I didn't bother with a credit card, but did get a regular loan for a nice car and a High St mortgage with relative ease, in the 18 months that followed the six year drop off point. I’m not convinced about getting a little credit on one of "those cards" do anything mystical for your ability to obtain regular credit in the long run.

Best of luck for the new future you
 
 

luluj

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Post by luluj » Mon Apr 07, 2014 8:36 pm
Great news .... Enjoy your debt free life !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

kazzafunk

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Post by kazzafunk » Mon Apr 07, 2014 9:22 pm
Well done - it's a massive achievement and one you should be proud of!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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