January this year saw the start of our final year! As my Wife managed to secure full time hours, we declared the extra income to KIngsgate and awaited the annual review to see how much our monthly payments would go up. Bit shocked when they went from £205.00 a month to £371.00 but as they pointed out, there are maximums they can allow for certain expenditure. Anyway only 8 more to go and its over but we do have the equity clause which im confident we wont qualify for. ali
Well done for getting this far and no doubt the full time hours ahev meant extra cash for yourselves too and not just the creditors. Hopefully no extension and you should be finished around Christmas.