Are creditors allowed to contact you during IVA

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Gillian.21

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Post by Gillian.21 » Sat Apr 19, 2014 1:13 am
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are creditors allowed to contact you during IVA
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luluj

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Post by luluj » Sat Apr 19, 2014 5:11 am
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Welcome to the forum ... Whilst in an iva you are protected from those creditors who form part of your agreement. If you are receiving phonecalls from them then simply inform them if your IVA and direct them to your IP. If you are receiving letters then direct these to your IP.
You may still get annual statements from your creditors but these can be ignored once in an iva.
Sharing from experiences of dealing with debt

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Adam Davies

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Post by Adam Davies » Sat Apr 19, 2014 5:32 am
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Hi and welcome

As Luluj states you should only receive an annual statement from each creditor once in an IVA

Regards
Andam Davies
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MelanieGiles

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Post by MelanieGiles » Sun Apr 20, 2014 12:04 am
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There is nothing to stop them contacting you, but I fail to see why they would need to, apart from sending out annual statements of your accounts.
Regards, Melanie Giles, Insolvency Practitioner
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plasticdaft

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Post by plasticdaft » Sun Apr 20, 2014 10:36 am
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Has a creditor been in touch Gillian?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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