Default Notice / Nationwide

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WayneD

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Post by WayneD » Fri May 16, 2014 9:46 am
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Am I right in thinking that the default notice should be dated the same as when the IVA started.

Checked my credit reports last night and all the debts under the IVA have gone apart from the loan with Nationwide the default notice is dated 7mths after the IVA started.

Is it worth me writing to them and trying to get the date changed and at the same time removed so I can try and move forward.
IVA completed
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Foggy

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Post by Foggy » Fri May 16, 2014 10:43 am
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Download the template letter in this article:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Kelly O

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Post by Kelly O » Fri May 16, 2014 10:57 am
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If you want to address the default you can use the template Foggy has posted to help you :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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WayneD

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Post by WayneD » Fri Aug 01, 2014 8:52 pm
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Another question, Nationwide have agreed at last to change the default date and they are offering £100 compensation will this have to go to the IVA company
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Foggy

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Post by Foggy » Fri Aug 01, 2014 9:01 pm
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I would have thought not -- you have your certificate of completion and, PPI apart, your IP is no longer acting.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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WayneD

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Post by WayneD » Fri Aug 01, 2014 9:06 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

I would have thought not -- you have your certificate of completion and, PPI apart, your IP is no longer acting.
So I should be ok then, thanks for the reply
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