Debt from CC-> Westcot -> now to Robinson way?

[flamingate]

If there was CC Debt with a card, not paid for many months.

Letters came from the creditors, then it got passed on from the CC Company to Westcott, debt collection agency, whom purchased the debt I presume?

Westcott asked for arrangements to pay this money back, etc.

something was paid back to them, as a token payment... then another 5+ months went on..

after this time then a letter comes for the same debt, but from a debt collection agency called Robinson Way to say, owe them this money, for arrangements to pay them.

Letters from Westcott have stopped

and a long term payment arrangement with Westcott was NOT made.

Does that mean, Westcott has sold this debt on to Robinson Way ?

and the debit is no longer the responsibility of Westcott? - so westcott is owed nothing ?

and future association with westcott is no longer needed, but now with Robinson way ?

[Foggy]

Possibly --- or that Robinson are collecting on behalf of Westcott. Only the firms involved can confirm their roles with any certainty -- we can only guess!

[MelanieGiles]

Neither Westcott nor Robinson Way are debt purchasers, but they are debt collectors appointed by the original creditor.

[flamingate]

When the Debt management company, doing the debt management plan ....(Step change or Payplan) and doing the income expenditure with them,

and them they negotiate with these creditors, by possibly sending them the income/expenditure form (if they request).

then will they negotiate with (and send the inc/exp form) to:

-Robinson way? or Westcott?
or the credit card company who had the debt originally ?