Get expert opinion. This is the place for new questions to be posted.
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Nicola.n
- Posts: 4
- Joined: Sat Jul 19, 2014 4:03 pm
Am I liable for Credit? I finished my IVA in April
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winter_blues
- Posts: 538
- Joined: Wed Sep 29, 2010 10:06 pm
- Location: United Kingdom
Don't know what you mean by "liable" for credit but if what your asking is - can you now obtain credit?, then your credit file won't be clear till at least 12 months after you completed or 6 years from the original date.
Winter-Blues
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Nicola.n
- Posts: 4
- Joined: Sat Jul 19, 2014 4:03 pm
Hi , thanks for the reply.
Yes I realise it's a year from when my iva has finished. Just wondered if anyone new any companies that would consider before as need to get a car for work ASAP.
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winter_blues
- Posts: 538
- Joined: Wed Sep 29, 2010 10:06 pm
- Location: United Kingdom
Yes, there will be companies like moneybarn or the like but the interest rate is much higher. I guess you could go into any car dealership and they will get you finance - just shop around for best rate. Best of luck and let us know how you get on.
Last edited by
winter_blues on Sun Jul 20, 2014 6:24 am, edited 1 time in total.
Winter-Blues
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Nicola.n
- Posts: 4
- Joined: Sat Jul 19, 2014 4:03 pm
Yes I've noticed people on this forum have mentioned moneybarn so it must be do able but like you said higher interest rates!!#128532;
Just Carnt wait to get my life back to normal .. As someone said on here "human again !!" .. Really impacts on so so many things.
Thanks again for your reply & advice I'll let you know how it goes .
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
A number of dealerships offer different loans to support all backgrounds .. If you are honest with them they will know way to go to avoid lots of search records on your credit file
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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Nicola.n
- Posts: 4
- Joined: Sat Jul 19, 2014 4:03 pm
Encouraging words.
It just feels at the minute I'm
Doomed. I'm considering giving up my currant role as it's proving even more difficult to get lifts & the bus service isn't great
Many thanks .. Will have a good browse & see what I can find .
